{"id":29736,"date":"2025-12-21T15:08:17","date_gmt":"2025-12-21T15:08:17","guid":{"rendered":"https:\/\/www.memob.com\/?p=29736"},"modified":"2025-12-22T10:15:02","modified_gmt":"2025-12-22T10:15:02","slug":"%d8%a7%d9%84%d9%85%d8%b3%d8%aa%d9%87%d9%84%d9%83%d9%88%d9%86-%d9%81%d9%8a-%d8%af%d9%88%d9%84-%d8%a7%d9%84%d8%ae%d9%84%d9%8a%d8%ac-%d8%ae%d9%84%d8%a7%d9%84-%d8%b1%d9%85%d8%b6%d8%a7%d9%86-2026","status":"publish","type":"post","link":"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u062a\u062d\u0631\u0643 \u0648\u064a\u062a\u0633\u0648\u0642 \u0648\u064a\u0646\u0641\u0642 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646 2026"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" 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data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D9%85%D8%A7_%D8%A7%D9%84%D8%B0%D9%8A_%D9%8A%D8%AA%D8%BA%D9%8A%D8%B1_%D9%81%D9%8A_%D8%B3%D9%84%D9%88%D9%83_%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83_%D8%AE%D9%84%D8%A7%D9%84_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D9%81%D9%8A_%D8%AF%D9%88%D9%84_%D9%85%D8%AC%D9%84%D8%B3_%D8%A7%D9%84%D8%AA%D8%B9%D8%A7%D9%88%D9%86%D8%9F\" >\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u062a\u063a\u064a\u0631 \u0641\u064a \u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D9%83%D9%8A%D9%81_%D9%8A%D8%B9%D9%8A%D8%AF_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D8%AA%D8%B4%D9%83%D9%8A%D9%84_%D8%AD%D8%B1%D9%83%D8%A9_%D8%A7%D9%84%D8%A3%D9%81%D8%B1%D8%A7%D8%AF_%D9%81%D9%8A_%D8%A7%D9%84%D8%A5%D9%85%D8%A7%D8%B1%D8%A7%D8%AA_%D9%88%D8%A7%D9%84%D8%B3%D8%B9%D9%88%D8%AF%D9%8A%D8%A9_%D9%88%D9%82%D8%B7%D8%B1\" >\u0643\u064a\u0641 \u064a\u0639\u064a\u062f \u0631\u0645\u0636\u0627\u0646 \u062a\u0634\u0643\u064a\u0644 \u062d\u0631\u0643\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D9%8A%D8%AA%D8%AD%D9%88%D9%84_%D8%A5%D9%84%D9%89_%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF_%D9%84%D9%8A%D9%84%D9%8A\" >\u0631\u0645\u0636\u0627\u0646 \u064a\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0627\u0642\u062a\u0635\u0627\u062f \u0644\u064a\u0644\u064a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%B3%D9%84%D9%88%D9%83_%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%8A%D9%86_%D9%81%D9%8A_%D8%AF%D9%88%D9%84_%D9%85%D8%AC%D9%84%D8%B3_%D8%A7%D9%84%D8%AA%D8%B9%D8%A7%D9%88%D9%86_%D9%82%D8%A8%D9%84_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D9%85%D8%AA%D9%89_%D9%8A%D8%A8%D8%AF%D8%A3_%D8%A7%D9%84%D8%AA%D8%B3%D9%88%D9%82_%D9%81%D8%B9%D9%84%D9%8A%D9%8B%D8%A7%D8%9F\" >\u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0642\u0628\u0644 \u0631\u0645\u0636\u0627\u0646: \u0645\u062a\u0649 \u064a\u0628\u062f\u0623 \u0627\u0644\u062a\u0633\u0648\u0642 \u0641\u0639\u0644\u064a\u064b\u0627\u061f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A5%D8%B4%D8%A7%D8%B1%D8%A7%D8%AA_%D9%85%D8%A8%D9%83%D8%B1%D8%A9_%D9%84%D9%86%D9%8A%D8%A9_%D8%A7%D9%84%D8%B4%D8%B1%D8%A7%D8%A1_%D8%A7%D8%AA%D8%AC%D8%A7%D9%87%D8%A7%D8%AA_%D8%A7%D9%84%D8%A8%D9%82%D8%A7%D9%84%D8%A9_%D9%88%D8%A7%D9%84%D8%B7%D8%B9%D8%A7%D9%85_%D9%88%D8%A7%D9%84%D9%87%D8%AF%D8%A7%D9%8A%D8%A7\" >\u0625\u0634\u0627\u0631\u0627\u062a \u0645\u0628\u0643\u0631\u0629 \u0644\u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621: \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0628\u0642\u0627\u0644\u0629 \u0648\u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0627\u0644\u0647\u062f\u0627\u064a\u0627<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%AA%D8%B3%D9%88%D9%82_%D9%84%D9%84%D8%A8%D9%82%D8%A7%D9%84%D8%A9_%D9%8A%D8%A8%D8%AF%D8%A3_%D9%82%D8%A8%D9%84_%D8%A7%D9%84%D8%B9%D8%B1%D9%88%D8%B6_%D8%A8%D9%80_5_%D8%A5%D9%84%D9%89_12_%D9%8A%D9%88%D9%85%D9%8B%D8%A7\" >\u0627\u0644\u062a\u0633\u0648\u0642 \u0644\u0644\u0628\u0642\u0627\u0644\u0629 \u064a\u0628\u062f\u0623 \u0642\u0628\u0644 \u0627\u0644\u0639\u0631\u0648\u0636 \u0628\u0640 5 \u0625\u0644\u0649 12 \u064a\u0648\u0645\u064b\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D9%87%D8%AF%D8%A7%D9%8A%D8%A7_%D8%AA%D8%A8%D8%AF%D8%A3_%D9%81%D9%8A_%D8%A7%D9%84%D8%A3%D8%B3%D8%A8%D9%88%D8%B9_%D8%A7%D9%84%D8%A3%D9%88%D9%84_%D9%88%D9%84%D9%8A%D8%B3_%D8%A7%D9%84%D8%A3%D8%AE%D9%8A%D8%B1\" >\u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u062a\u0628\u062f\u0623 \u0641\u064a \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0627\u0644\u0623\u0648\u0644 \u0648\u0644\u064a\u0633 \u0627\u0644\u0623\u062e\u064a\u0631<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%B7%D8%B9%D8%A7%D9%85_%D9%88%D9%82%D8%B7%D8%A7%D8%B9_%D8%A7%D9%84%D8%A3%D8%BA%D8%B0%D9%8A%D8%A9_%D9%88%D8%A7%D9%84%D9%85%D8%B4%D8%B1%D9%88%D8%A8%D8%A7%D8%AA_%D9%8A%D8%AA%D8%A8%D8%B9_%D9%86%D9%85%D8%B7%D9%8B%D8%A7_%D9%8A%D9%88%D9%85%D9%8A%D9%8B%D8%A7_%D8%A8%D8%AB%D9%84%D8%A7%D8%AB_%D9%85%D9%88%D8%AC%D8%A7%D8%AA\" >\u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0642\u0637\u0627\u0639 \u0627\u0644\u0623\u063a\u0630\u064a\u0629 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u064a\u062a\u0628\u0639 \u0646\u0645\u0637\u064b\u0627 \u064a\u0648\u0645\u064a\u064b\u0627 \u0628\u062b\u0644\u0627\u062b \u0645\u0648\u062c\u0627\u062a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%B7%D9%81%D8%B1%D8%A9_%D8%A7%D9%84%D8%A5%D9%84%D9%83%D8%AA%D8%B1%D9%88%D9%86%D9%8A%D8%A9_%D9%81%D9%8A_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\" >\u0627\u0644\u0637\u0641\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D9%85%D8%A7_%D8%AA%D9%83%D8%B4%D9%81%D9%87_%D8%A8%D9%8A%D8%A7%D9%86%D8%A7%D8%AA_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%88%D8%A7%D9%84%D8%AA%D8%AD%D9%84%D9%8A%D9%84%D8%A7%D8%AA\" >\u0645\u0627 \u062a\u0643\u0634\u0641\u0647 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D9%83%D9%8A%D9%81_%D8%AA%D8%B9%D8%B8%D9%91%D9%85_%D9%85%D9%8A%D9%85%D9%88%D8%A8_%D8%A7%D9%84%D8%A7%D8%B3%D8%AA%D9%81%D8%A7%D8%AF%D8%A9_%D9%85%D9%86_%D9%87%D8%B0%D9%87_%D8%A7%D9%84%D8%B7%D9%81%D8%B1%D8%A9\" >\u0643\u064a\u0641 \u062a\u0639\u0638\u0651\u0645 \u0645\u064a\u0645\u0648\u0628+ \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0637\u0641\u0631\u0629<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%B7%D9%81%D8%B1%D8%A9_%D8%A7%D9%84%D9%81%D8%A6%D8%A7%D8%AA_%D8%AA%D8%AD%D8%B3%D9%8A%D9%86_%D8%A7%D9%84%D9%85%D9%86%D8%A7%D8%B2%D9%84%D8%8C_%D8%A7%D9%84%D9%84%D9%8A%D8%A7%D9%82%D8%A9%D8%8C_%D8%A7%D9%84%D8%AC%D9%85%D8%A7%D9%84%D8%8C_%D8%A7%D9%84%D8%B5%D9%8A%D8%AF%D9%84%D9%8A%D8%A7%D8%AA%D8%8C_%D9%88%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF_%D9%85%D8%A7_%D8%A8%D8%B9%D8%AF_%D9%85%D9%86%D8%AA%D8%B5%D9%81_%D8%A7%D9%84%D9%84%D9%8A%D9%84\" >\u0637\u0641\u0631\u0629 \u0627\u0644\u0641\u0626\u0627\u062a: \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0646\u0627\u0632\u0644\u060c \u0627\u0644\u0644\u064a\u0627\u0642\u0629\u060c \u0627\u0644\u062c\u0645\u0627\u0644\u060c \u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a\u060c 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href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D9%84%D9%8A%D8%A7%D9%82%D8%A9_%D8%A7%D9%84%D8%A8%D8%AF%D9%86%D9%8A%D8%A9_%D8%B0%D8%B1%D9%88%D8%A9_%D9%85%D8%A7_%D8%A8%D8%B9%D8%AF_%D8%A7%D9%84%D8%B9%D8%A7%D8%B4%D8%B1%D8%A9_%D9%84%D9%8A%D9%84%D9%8B%D8%A7\" >\u0627\u0644\u0644\u064a\u0627\u0642\u0629 \u0627\u0644\u0628\u062f\u0646\u064a\u0629: \u0630\u0631\u0648\u0629 \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0639\u0627\u0634\u0631\u0629 \u0644\u064a\u0644\u064b\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%AC%D9%85%D8%A7%D9%84_%D9%88%D8%A7%D9%84%D8%B9%D9%86%D8%A7%D9%8A%D8%A9_%D8%A7%D9%84%D8%B4%D8%AE%D8%B5%D9%8A%D8%A9_%D9%82%D8%B5%D8%A9_%D9%85%D8%A7_%D9%82%D8%A8%D9%84_%D8%A7%D9%84%D8%A5%D9%81%D8%B7%D8%A7%D8%B1\" >\u0627\u0644\u062c\u0645\u0627\u0644 \u0648\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629: \u0642\u0635\u0629 \u0645\u0627 \u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%B5%D9%8A%D8%AF%D9%84%D9%8A%D8%A7%D8%AA_%D9%85%D8%B1%D9%83%D8%B2_%D8%A7%D9%84%D8%B1%D8%A7%D8%AD%D8%A9_%D8%A7%D9%84%D8%AE%D9%81%D9%8A\" >\u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a: \u0645\u0631\u0643\u0632 \u0627\u0644\u0631\u0627\u062d\u0629 \u0627\u0644\u062e\u0641\u064a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%A3%D8%B7%D8%B9%D9%85%D8%A9_%D9%88%D8%A7%D9%84%D9%85%D8%B4%D8%B1%D9%88%D8%A8%D8%A7%D8%AA_%D9%84%D9%8A%D9%84%D9%8B%D8%A7_%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF_%D9%8A%D9%82%D9%88%D8%AF%D9%87_%D8%A7%D9%84%D8%B4%D8%A8%D8%A7%D8%A8\" >\u0627\u0644\u0623\u0637\u0639\u0645\u0629 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0644\u064a\u0644\u064b\u0627: \u0627\u0642\u062a\u0635\u0627\u062f \u064a\u0642\u0648\u062f\u0647 \u0627\u0644\u0634\u0628\u0627\u0628<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%B4%D8%A7%D8%B4%D8%A7%D8%AA_%D8%AA%D8%AD%D9%84_%D9%85%D8%AD%D9%84_%D8%A3%D9%83%D9%8A%D8%A7%D8%B3_%D8%A7%D9%84%D8%AA%D8%B3%D9%88%D9%82_%D8%B5%D8%B9%D9%88%D8%AF_%D8%A7%D9%84%D9%81%D9%8A%D8%AF%D9%8A%D9%88_%D9%88%D8%A7%D9%84%D8%AA%D9%84%D9%81%D8%B2%D9%8A%D9%88%D9%86_%D8%A7%D9%84%D9%85%D8%AA%D8%B5%D9%84_%D9%81%D9%8A_%D8%B7%D9%82%D9%88%D8%B3_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\" >\u0627\u0644\u0634\u0627\u0634\u0627\u062a \u062a\u062d\u0644 \u0645\u062d\u0644 \u0623\u0643\u064a\u0627\u0633 \u0627\u0644\u062a\u0633\u0648\u0642: \u0635\u0639\u0648\u062f \u0627\u0644\u0641\u064a\u062f\u064a\u0648 \u0648\u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0635\u0644 \u0641\u064a \u0637\u0642\u0648\u0633 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data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A8%D9%84%D9%88_%D8%A8%D8%B1%D9%86%D8%AA_%D8%B0%D9%83%D8%A7%D8%A1_%D8%A5%D8%A8%D8%AF%D8%A7%D8%B9%D9%8A_%D9%85%D8%B5%D9%85%D9%91%D9%85_%D9%84%D8%B0%D8%B1%D9%88%D8%A7%D8%AA_%D8%A7%D9%84%D8%A7%D9%86%D8%AA%D8%A8%D8%A7%D9%87_%D9%81%D9%8A_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\" >\u0628\u0644\u0648 \u0628\u0631\u0646\u062a: \u0630\u0643\u0627\u0621 \u0625\u0628\u062f\u0627\u0639\u064a \u0645\u0635\u0645\u0651\u0645 \u0644\u0630\u0631\u0648\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647 \u0641\u064a \u0631\u0645\u0636\u0627\u0646<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%AA%D8%AD%D8%B3%D9%8A%D9%86_%D8%A7%D9%84%D8%A5%D8%A8%D8%AF%D8%A7%D8%B9_%D8%A7%D9%84%D8%AF%D9%8A%D9%86%D8%A7%D9%85%D9%8A%D9%83%D9%8A_%D9%84%D9%83%D9%84_%D9%84%D8%AD%D8%B8%D8%A9\" >\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a \u0644\u0643\u0644 \u0644\u062d\u0638\u0629<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%AA%D8%B3%D9%88%D9%82_%D8%A7%D9%84%D8%B9%D9%8A%D8%AF_%D9%84%D9%85%D8%A7%D8%B0%D8%A7_%D8%AA%D9%83%D9%84%D9%81%D9%83_%D8%AE%D8%B1%D8%A7%D9%81%D8%A9_%D8%A7%D9%84%D9%84%D8%AD%D8%B8%D8%A9_%D8%A7%D9%84%D8%A3%D8%AE%D9%8A%D8%B1%D8%A9_%D9%85%D9%84%D8%A7%D9%8A%D9%8A%D9%86\" >\u062a\u0633\u0648\u0642 \u0627\u0644\u0639\u064a\u062f: \u0644\u0645\u0627\u0630\u0627 \u062a\u0643\u0644\u0641\u0643 \u062e\u0631\u0627\u0641\u0629 \u0627\u0644\u0644\u062d\u0638\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0645\u0644\u0627\u064a\u064a\u0646<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%B7%D9%81%D8%B1%D8%A9_%D8%A7%D9%84%D9%85%D8%A8%D9%83%D8%B1%D8%A9_%D9%85%D8%AA%D9%89_%D8%AA%D8%A8%D8%AF%D8%A3_%D9%86%D9%8A%D8%A9_%D8%A7%D9%84%D8%B9%D9%8A%D8%AF_%D8%A7%D9%84%D8%AD%D9%82%D9%8A%D9%82%D9%8A%D8%A9\" >\u0627\u0644\u0637\u0641\u0631\u0629 \u0627\u0644\u0645\u0628\u0643\u0631\u0629: \u0645\u062a\u0649 \u062a\u0628\u062f\u0623 \u0646\u064a\u0629 \u0627\u0644\u0639\u064a\u062f \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%A3%D8%B2%D9%8A%D8%A7%D8%A1_%D9%88%D8%A7%D9%84%D8%AC%D9%85%D8%A7%D9%84\" >\u0627\u0644\u0623\u0632\u064a\u0627\u0621 \u0648\u0627\u0644\u062c\u0645\u0627\u0644<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%A5%D9%84%D9%83%D8%AA%D8%B1%D9%88%D9%86%D9%8A%D8%A7%D8%AA_%D9%88%D8%A7%D9%84%D9%87%D8%AF%D8%A7%D9%8A%D8%A7\" >\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a 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data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%AF%D9%84%D9%8A%D9%84_2026_%D8%A7%D9%84%D8%AA%D9%83%D8%AA%D9%8A%D9%83%D9%8A_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%84%D8%A7_%D8%A7%D9%84%D8%A7%D9%81%D8%AA%D8%B1%D8%A7%D8%B6%D8%A7%D8%AA\" >\u062f\u0644\u064a\u0644 2026 \u0627\u0644\u062a\u0643\u062a\u064a\u0643\u064a: \u0627\u0644\u062d\u0631\u0643\u0629 \u0644\u0627 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%AE%D9%84%D8%A7%D8%B5%D8%A9_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_2026_%D9%82%D8%A7%D8%A6%D9%85_%D8%B9%D9%84%D9%89_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%84%D8%A7_%D8%A7%D9%84%D8%A7%D9%81%D8%AA%D8%B1%D8%A7%D8%B6%D8%A7%D8%AA\" >\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0631\u0645\u0636\u0627\u0646 2026 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u0643\u0629 \u0644\u0627 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#i\" >\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"#\" data-href=\"https:\/\/www.memob.com\/ar\/blog\/%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%88%D9%86-%D9%81%D9%8A-%D8%AF%D9%88%D9%84-%D8%A7%D9%84%D8%AE%D9%84%D9%8A%D8%AC-%D8%AE%D9%84%D8%A7%D9%84-%D8%B1%D9%85%D8%B6%D8%A7%D9%86-2026\/#%D8%A7%D9%84%D8%A3%D8%B3%D8%A6%D9%84%D8%A9_%D8%A7%D9%84%D8%B4%D8%A7%D8%A6%D8%B9%D8%A9_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%88%D8%A7%D9%84%D8%AA%D8%AC%D8%A7%D8%B1%D8%A9_%D9%81%D9%8A_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\" >\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629: \u0627\u0644\u062d\u0631\u0643\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646<\/a><\/li><\/ul><\/nav><\/div>\n\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"29736\" class=\"elementor elementor-29736 elementor-29702\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"has_eae_slider has_ae_slider elementor-element elementor-element-7b8addf e-flex e-con-boxed ae-bg-gallery-type-default e-con e-parent\" data-eae-slider=\"39055\" data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" data-id=\"7b8addf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a715d3 elementor-widget elementor-widget-text-editor\" data-id=\"5a715d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631\u060c \u0644\u0645 \u064a\u0639\u062f \u0631\u0645\u0636\u0627\u0646 \u0645\u062c\u0631\u062f \u0634\u0647\u0631 \u0631\u0648\u062d\u0627\u0646\u064a\u061b \u0628\u0644 \u0623\u0635\u0628\u062d \u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0627\u0644\u0623\u0647\u0645 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0639\u0627\u0645.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0648\u0647\u0630\u0627 \u0627\u0644\u0639\u0627\u0645\u060c \u062a\u0643\u0634\u0641 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u062d\u0642\u064a\u0642\u0629 \u0644\u0627 \u0628\u062f \u0623\u0646 \u064a\u0648\u0627\u062c\u0647\u0647\u0627 \u0643\u0644 \u0645\u0633\u0648\u0651\u0642:<\/span><\/p><p><span style=\"font-weight: 400;\">\u0631\u0645\u0636\u0627\u0646 \u0623\u0635\u0628\u062d \u0627\u0642\u062a\u0635\u0627\u062f\u064b\u0627 \u0644\u064a\u0644\u064a\u064b\u0627.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u0648\u0627\u0644\u062d\u0631\u0643\u0629 \u0639\u0644\u0649 \u0623\u0631\u0636 \u0627\u0644\u0648\u0627\u0642\u0639 \u062a\u0633\u0628\u0642 \u0627\u0644\u0625\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0647\u0630\u0627 \u0644\u064a\u0633 \u0627\u062a\u062c\u0627\u0647\u064b\u0627 \u0639\u0627\u0628\u0631\u064b\u0627. \u0648\u0644\u0645 \u064a\u0639\u062f \u0631\u0645\u0636\u0627\u0646 \u062f\u0648\u0631\u0629 \u0645\u062a\u0648\u0642\u0639\u0629 \u0645\u0646 \u0623\u0631\u0628\u0639\u0629 \u0623\u0633\u0627\u0628\u064a\u0639 \u062a\u0642\u062a\u0635\u0631 \u0639\u0644\u0649 \u0646\u0634\u0627\u0637 \u0644\u064a\u0644\u064a\u060c \u0648\u0627\u0646\u062f\u0641\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0648\u0645\u0634\u0627\u0648\u064a\u0631 \u0627\u0644\u0637\u0639\u0627\u0645 \u0627\u0644\u0645\u062a\u0623\u062e\u0631\u0629. \u0627\u0644\u0645\u0634\u0647\u062f \u062a\u063a\u064a\u0651\u0631 \u062c\u0630\u0631\u064a\u064b\u0627.<\/span><\/p><h2><span class=\"ez-toc-section\" id=\"%D9%85%D8%A7_%D8%A7%D9%84%D8%B0%D9%8A_%D9%8A%D8%AA%D8%BA%D9%8A%D8%B1_%D9%81%D9%8A_%D8%B3%D9%84%D9%88%D9%83_%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83_%D8%AE%D9%84%D8%A7%D9%84_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D9%81%D9%8A_%D8%AF%D9%88%D9%84_%D9%85%D8%AC%D9%84%D8%B3_%D8%A7%D9%84%D8%AA%D8%B9%D8%A7%D9%88%D9%86%D8%9F\"><\/span><span style=\"font-weight: 400;\">\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u062a\u063a\u064a\u0631 \u0641\u064a \u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u061f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u064a\u064f\u0639\u064a\u062f \u0631\u0645\u0636\u0627\u0646 \u062a\u0634\u0643\u064a\u0644 \u0637\u0631\u064a\u0642\u0629 \u062d\u0631\u0643\u0629 \u0627\u0644\u0646\u0627\u0633 \u0648\u062a\u0633\u0648\u0642\u0647\u0645 \u0648\u0623\u0643\u0644\u0647\u0645 \u0648\u062a\u062c\u0645\u0639\u0647\u0645 \u0648\u0633\u0641\u0631\u0647\u0645 \u0648\u0625\u0646\u0641\u0627\u0642\u0647\u0645.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u0648\u062a\u064f\u0638\u0647\u0631 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u062d\u0631\u0643\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631 \u0645\u0634\u0647\u062f\u064b\u0627 \u0623\u0643\u062b\u0631 \u062a\u0639\u0642\u064a\u062f\u064b\u0627\u060c \u0642\u0627\u0626\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0633\u0644\u0648\u0643\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0642\u0631\u0627\u0621\u0629 \u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0642\u0628\u0644 \u0633\u0627\u0639\u0627\u062a \u0623\u0648 \u0623\u064a\u0627\u0645\u060c \u0648\u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0623\u0633\u0627\u0628\u064a\u0639\u060c \u0645\u0646 \u0638\u0647\u0648\u0631 \u0627\u0644\u0625\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/span><\/p><p><b>\u0647\u0644 \u062a\u0639\u0644\u0645\u061f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u0623\u0643\u062b\u0631 \u0645\u0646 48% \u0645\u0646 \u0627\u0644\u062d\u0631\u0643\u0629 \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u062a\u062d\u062f\u062b \u0628\u0639\u062f \u0627\u0644\u0625\u0641\u0637\u0627\u0631\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 18% \u064822% \u0641\u064a \u0627\u0644\u0623\u064a\u0627\u0645 \u0627\u0644\u0639\u0627\u062f\u064a\u0629.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4662810 elementor-widget elementor-widget-image\" data-id=\"4662810\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v1-ramadan-blog-ar.webp\" class=\"attachment-large size-large wp-image-29746\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v1-ramadan-blog-ar.webp 800w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v1-ramadan-blog-ar-300x150.webp 300w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v1-ramadan-blog-ar-768x384.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f60375 elementor-widget elementor-widget-text-editor\" data-id=\"6f60375\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\u062a\u0643\u0634\u0641 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0623\u064a\u0627\u0645 \u062a\u0628\u062f\u0623 \u0623\u0628\u0643\u0631 \u0648\u0644\u064a\u0627\u0644\u064d \u062a\u0645\u062a\u062f \u0623\u0637\u0648\u0644<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0633\u0627\u0639\u0627\u062a \u0639\u0645\u0644 \u0645\u0636\u063a\u0648\u0637\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0648\u0642\u062a \u0639\u0627\u0626\u0644\u064a \u0623\u0643\u0628\u0631<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0646\u0648\u0627\u0641\u0630 \u062a\u0633\u0648\u0642 \u0645\u062e\u062a\u0644\u0641\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u062d\u0641\u0632\u0627\u062a \u0625\u0646\u0641\u0627\u0642 \u0645\u062e\u062a\u0644\u0641\u0629<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0633\u0624\u0627\u0644 \u0647\u0648: <\/span><i><span style=\"font-weight: 400;\">\u0645\u0627 \u062d\u062c\u0645 \u0631\u0645\u0636\u0627\u0646\u061f<\/span><\/i><i><span style=\"font-weight: 400;\"><br \/><\/span><\/i><span style=\"font-weight: 400;\"> \u0628\u0644: <\/span><b>\u0623\u064a\u0646 \u064a\u062d\u062f\u062b \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u060c \u0648\u0643\u064a\u0641 \u0646\u0643\u0648\u0646 \u062d\u0627\u0636\u0631\u064a\u0646 \u0641\u064a \u0627\u0644\u0644\u062d\u0638\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629\u061f<\/b><\/p><p><span style=\"font-weight: 400;\">\u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0633\u0644\u0648\u0643\u064a\u0629 \u0627\u0644\u0648\u0627\u0642\u0639\u064a\u0629 \u0623\u0635\u0628\u062d \u0623\u0645\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 \u0633\u064a\u0643\u0648\u0646 \u0641\u064a\u0647 \u0631\u0645\u0636\u0627\u0646 2026 \u0623\u0643\u062b\u0631 \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u0643\u0629\u060c \u0648\u0623\u0643\u062b\u0631 \u062b\u0642\u0644\u064b\u0627 \u0644\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0623\u0643\u062b\u0631 \u0646\u0634\u0627\u0637\u064b\u0627 \u0631\u0642\u0645\u064a\u064b\u0627 \u0645\u0646 \u0623\u064a \u0648\u0642\u062a \u0645\u0636\u0649.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0641\u064a <\/span><b>\u0645\u064a\u0645\u0648\u0628+<\/b><span style=\"font-weight: 400;\">\u060c \u0646\u0641\u0643\u0643 \u0647\u0630\u0647 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0639\u0628\u0631 \u0630\u0643\u0627\u0621 \u0627\u0644\u062d\u0631\u0643\u0629\u060c \u0645\u0624\u0643\u062f\u064a\u0646 \u062d\u0642\u064a\u0642\u0629 \u062c\u0648\u0647\u0631\u064a\u0629: <\/span><b>\u0627\u0644\u0633\u0644\u0648\u0643 \u064a\u062a\u063a\u064a\u0631 \u0639\u0644\u0649 \u0623\u0631\u0636 \u0627\u0644\u0648\u0627\u0642\u0639 \u0642\u0628\u0644 \u0623\u0646 \u064a\u062a\u063a\u064a\u0631 \u0631\u0642\u0645\u064a\u064b\u0627<\/b><span style=\"font-weight: 400;\">.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u064a\u0639\u062a\u0645\u062f \u062a\u062d\u0644\u064a\u0644\u0646\u0627 \u0639\u0644\u0649 \u0645\u0644\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0625\u0634\u0627\u0631\u0627\u062a \u0645\u0646 <\/span><b>\u0623\u0648\u0644\u0628\u064a\u0646\u063a\u0632<\/b><span style=\"font-weight: 400;\">\u060c \u0648\u064a\u0631\u0643\u0651\u0632 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u0643\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631. \u0646\u062d\u0644\u0644 \u0643\u064a\u0641 \u064a\u062a\u0635\u0631\u0641 \u0627\u0644\u0646\u0627\u0633 \u0641\u0639\u0644\u064b\u0627: \u0625\u0644\u0649 \u0623\u064a\u0646 \u064a\u0630\u0647\u0628\u0648\u0646\u060c \u0645\u062a\u0649 \u064a\u0630\u0647\u0628\u0648\u0646\u060c \u0648\u0645\u0627 \u0627\u0644\u0630\u064a \u062a\u0643\u0634\u0641\u0647 \u0623\u0646\u0645\u0627\u0637\u0647\u0645 \u0639\u0646 \u0627\u0644\u0646\u064a\u0629 \u0648\u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0648\u0641\u0631\u0635 \u0627\u0644\u062a\u0623\u062b\u064a\u0631.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider has_ae_slider elementor-element elementor-element-38fbd3f e-flex e-con-boxed ae-bg-gallery-type-default e-con e-parent\" data-eae-slider=\"14648\" data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" data-id=\"38fbd3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72de078 elementor-widget elementor-widget-text-editor\" data-id=\"72de078\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%D9%83%D9%8A%D9%81_%D9%8A%D8%B9%D9%8A%D8%AF_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D8%AA%D8%B4%D9%83%D9%8A%D9%84_%D8%AD%D8%B1%D9%83%D8%A9_%D8%A7%D9%84%D8%A3%D9%81%D8%B1%D8%A7%D8%AF_%D9%81%D9%8A_%D8%A7%D9%84%D8%A5%D9%85%D8%A7%D8%B1%D8%A7%D8%AA_%D9%88%D8%A7%D9%84%D8%B3%D8%B9%D9%88%D8%AF%D9%8A%D8%A9_%D9%88%D9%82%D8%B7%D8%B1\"><\/span><span style=\"font-weight: 400;\">\u0643\u064a\u0641 \u064a\u0639\u064a\u062f \u0631\u0645\u0636\u0627\u0646 \u062a\u0634\u0643\u064a\u0644 \u062d\u0631\u0643\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1b7224 elementor-widget elementor-widget-image\" data-id=\"b1b7224\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v2-ramadan-blog-ar.webp\" class=\"attachment-large size-large wp-image-29742\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v2-ramadan-blog-ar.webp 800w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v2-ramadan-blog-ar-300x150.webp 300w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v2-ramadan-blog-ar-768x384.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1cc1b1 elementor-widget elementor-widget-text-editor\" data-id=\"a1cc1b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li style=\"font-weight: 400;\" aria-level=\"1\"><strong>\u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0647\u0627\u062f\u0626\u0629 \u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631 3\u20136 \u0645\u0633\u0627\u0621\u064b:<br \/><\/strong><span style=\"font-weight: 400;\"> \u062a\u0634\u0647\u062f \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0646\u062e\u0641\u0627\u0636\u0627\u064b \u0648\u0627\u0636\u062d\u0627\u064b \u0641\u064a \u0627\u0644\u062d\u0631\u0643\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u062b\u0644\u0627\u062b\u0629\u060c \u0644\u0643\u0646\u0647\u0627 \u0644\u064a\u0633\u062a \u0641\u062a\u0631\u0629 \u0631\u0643\u0648\u062f\u060c \u0628\u0644 \u0646\u0634\u0627\u0637 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u062d\u0627\u062c\u0629. \u064a\u0642\u0648\u0645 \u0627\u0644\u0646\u0627\u0633 \u0628\u0639\u062f\u062f \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0631\u062d\u0644\u0627\u062a\u060c \u0644\u0643\u0646 \u0643\u0644 \u0631\u062d\u0644\u0629 \u062a\u0643\u0648\u0646 \u0628\u062f\u0627\u0641\u0639 \u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0645\u062b\u0644 \u0634\u0631\u0627\u0621 \u0645\u0633\u062a\u0644\u0632\u0645\u0627\u062a \u0627\u0644\u0637\u0639\u0627\u0645\u060c \u0627\u0644\u062d\u0644\u0648\u064a\u0627\u062a\u060c \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0644\u062e\u0641\u064a\u0641\u0629\u060c \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a\u060c \u0623\u0648 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u062c\u0648\u0644\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0642\u0631\u064a\u0628\u0629 \u0623\u0648 \u0627\u0644\u0645\u062d\u0644\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><strong>\u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u0646 \u0627\u0644\u0625\u0641\u0637\u0627\u0631 \u0625\u0644\u0649 \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d 6:30\u201310 \u0645\u0633\u0627\u0621\u064b:<br \/><\/strong><span style=\"font-weight: 400;\"> \u062a\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0639\u0628\u064a\u0631\u0627\u064b \u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0627\u064b \u062e\u0644\u0627\u0644 \u0627\u0644\u064a\u0648\u0645. \u062a\u062a\u062d\u0631\u0643 \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0644\u0644\u0627\u0644\u062a\u0642\u0627\u0621 \u0648\u0627\u0644\u062a\u062c\u0645\u0639 \u0648\u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0623\u0648 \u0627\u0644\u0628\u064a\u0648\u062a. \u062a\u0643\u0648\u0646 \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u062a\u0631\u0627\u0628\u0637 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643. \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0638\u0647\u0631 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0648\u0642\u062a \u062a\u062d\u0642\u0642 \u0627\u0646\u062a\u0634\u0627\u0631\u0627\u064b \u0648\u0644\u064a\u0633 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u062a\u062d\u0648\u064a\u0644\u0627\u062a.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><strong>\u0627\u0644\u0627\u0646\u062a\u0639\u0627\u0634 \u0627\u0644\u0644\u064a\u0644\u064a 10 \u0645\u0633\u0627\u0621\u064b\u20132 \u0635\u0628\u0627\u062d\u0627\u064b:<br \/><\/strong><span style=\"font-weight: 400;\"> \u064a\u0635\u0628\u062d \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0644\u064a\u0644\u064a \u0627\u0644\u0639\u0645\u0648\u062f \u0627\u0644\u0641\u0642\u0631\u064a \u0644\u0631\u0645\u0636\u0627\u0646. \u062a\u0631\u062a\u0641\u0639 \u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u0631\u0629 \u0623\u062e\u0631\u0649\u060c \u062e\u0635\u0648\u0635\u0627\u064b \u0644\u062f\u0649 \u0627\u0644\u0634\u0631\u064a\u062d\u0629 \u0627\u0644\u0623\u0635\u063a\u0631 \u0633\u0646\u0627\u064b. \u0645\u0627 \u064a\u0632\u062f\u0627\u062f \u0646\u0634\u0627\u0637\u0647 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629 \u064a\u0634\u0645\u0644 \u0627\u0644\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0631\u064a\u0627\u0636\u064a\u0629 \u0648\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0644\u064a\u0627\u0642\u0629\u060c \u0645\u062d\u0644\u0627\u062a \u0627\u0644\u062d\u0644\u0648\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u0642\u0627\u0647\u064a\u060c \u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0623\u0644\u0639\u0627\u0628\u060c \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0633\u0647\u0648\u0644\u0629\u060c \u0648\u0645\u0646\u0627\u0641\u0630 \u0627\u0644\u0645\u0623\u0643\u0648\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0629.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7aa607 elementor-widget elementor-widget-text-editor\" data-id=\"b7aa607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D9%8A%D8%AA%D8%AD%D9%88%D9%84_%D8%A5%D9%84%D9%89_%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF_%D9%84%D9%8A%D9%84%D9%8A\"><\/span><span style=\"font-weight: 400;\">\u0631\u0645\u0636\u0627\u0646 \u064a\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0627\u0642\u062a\u0635\u0627\u062f \u0644\u064a\u0644\u064a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81c337f elementor-widget elementor-widget-image\" data-id=\"81c337f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v3-ramadan-blog-ar.webp\" class=\"attachment-large size-large wp-image-29754\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v3-ramadan-blog-ar.webp 800w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v3-ramadan-blog-ar-300x150.webp 300w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v3-ramadan-blog-ar-768x384.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a845ddb elementor-widget elementor-widget-text-editor\" data-id=\"a845ddb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u0623\u0628\u0631\u0632 \u062a\u062d\u0648\u0644 \u0647\u0648 \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u0646\u062d\u0648 \u0646\u0645\u0637 \u0645\u0639\u064a\u0634\u064a \u0644\u064a\u0644\u064a. \u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u062a\u0635\u0641\u062d \u0648\u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u064a\u062d\u062f\u062b \u0628\u064a\u0646 8 \u0645\u0633\u0627\u0621\u064b \u06482 \u0635\u0628\u0627\u062d\u0627\u064b\u060c \u0648\u0647\u0648 \u0639\u0643\u0633 \u0643\u0627\u0645\u0644 \u0644\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a \u0627\u0644\u0645\u0639\u062a\u0627\u062f.<\/span><\/p><ul><li><span style=\"font-weight: 400;\"> 48% \u0645\u0646 \u0627\u0644\u0646\u0634\u0627\u0637 \u064a\u062d\u062f\u062b \u0628\u0639\u062f \u0627\u0644\u0625\u0641\u0637\u0627\u0631.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u2022 38% \u0645\u0646 \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u064a\u062d\u062f\u062b \u0628\u0639\u062f \u0635\u0644\u0627\u0629 \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d\u060c \u064824% \u064a\u0635\u0644 \u0625\u0644\u0649 \u0630\u0631\u0648\u062a\u0647 \u0642\u0628\u0644 \u0627\u0644\u0633\u062d\u0648\u0631. Campaign Middle East+1<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> \u2022 \u0623\u0639\u0644\u0649 \u062d\u062c\u0645 \u0644\u0644\u0637\u0644\u0628\u0627\u062a \u064a\u062a\u0645 \u0628\u064a\u0646 12 \u0645\u0646\u062a\u0635\u0641 \u0627\u0644\u0644\u064a\u0644 \u06483 \u0635\u0628\u0627\u062d\u0627\u064b. DHL+1<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14a1edc elementor-widget elementor-widget-spacer\" data-id=\"14a1edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-895415d elementor-widget elementor-widget-text-editor\" data-id=\"895415d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%D8%B3%D9%84%D9%88%D9%83_%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D9%87%D9%84%D9%83%D9%8A%D9%86_%D9%81%D9%8A_%D8%AF%D9%88%D9%84_%D9%85%D8%AC%D9%84%D8%B3_%D8%A7%D9%84%D8%AA%D8%B9%D8%A7%D9%88%D9%86_%D9%82%D8%A8%D9%84_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_%D9%85%D8%AA%D9%89_%D9%8A%D8%A8%D8%AF%D8%A3_%D8%A7%D9%84%D8%AA%D8%B3%D9%88%D9%82_%D9%81%D8%B9%D9%84%D9%8A%D9%8B%D8%A7%D8%9F\"><\/span><span style=\"font-weight: 400;\">\u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0642\u0628\u0644 \u0631\u0645\u0636\u0627\u0646: \u0645\u062a\u0649 \u064a\u0628\u062f\u0623 \u0627\u0644\u062a\u0633\u0648\u0642 \u0641\u0639\u0644\u064a\u064b\u0627\u061f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider has_ae_slider elementor-element elementor-element-42bad92 e-flex e-con-boxed ae-bg-gallery-type-default e-con e-parent\" data-eae-slider=\"28244\" data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" data-id=\"42bad92\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ca4871 elementor-widget elementor-widget-spacer\" data-id=\"5ca4871\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e920fd7 elementor-widget elementor-widget-text-editor\" data-id=\"e920fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%D8%A5%D8%B4%D8%A7%D8%B1%D8%A7%D8%AA_%D9%85%D8%A8%D9%83%D8%B1%D8%A9_%D9%84%D9%86%D9%8A%D8%A9_%D8%A7%D9%84%D8%B4%D8%B1%D8%A7%D8%A1_%D8%A7%D8%AA%D8%AC%D8%A7%D9%87%D8%A7%D8%AA_%D8%A7%D9%84%D8%A8%D9%82%D8%A7%D9%84%D8%A9_%D9%88%D8%A7%D9%84%D8%B7%D8%B9%D8%A7%D9%85_%D9%88%D8%A7%D9%84%D9%87%D8%AF%D8%A7%D9%8A%D8%A7\"><\/span><strong>\u0625\u0634\u0627\u0631\u0627\u062a \u0645\u0628\u0643\u0631\u0629 \u0644\u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621: \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0628\u0642\u0627\u0644\u0629 \u0648\u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0627\u0644\u0647\u062f\u0627\u064a\u0627<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p><span style=\"font-weight: 400;\">\u0644\u0627 \u064a\u0628\u062f\u0623 \u0627\u0644\u062a\u0633\u0648\u0642 \u0641\u064a \u0631\u0645\u0636\u0627\u0646 \u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u0648\u0642\u0639\u0647 \u062a\u062c\u0627\u0631 \u0627\u0644\u062a\u062c\u0632\u0626\u0629. \u0643\u0645\u0627 \u0623\u0646\u0647 \u0644\u0627 \u064a\u062a\u0628\u0639 \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0623\u0648 \u0627\u0644\u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\u0629. \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u062a\u0643\u0634\u0641 \u0623\u0646 \u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u062a\u0638\u0647\u0631 \u0645\u0628\u0643\u0631\u064b\u0627 \u0639\u0628\u0631 \u0639\u062f\u0629 \u0641\u0626\u0627\u062a.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ad0497 elementor-widget elementor-widget-image\" data-id=\"0ad0497\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"351\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/image-27.webp\" class=\"attachment-large size-large wp-image-29800\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/image-27.webp 584w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/image-27-300x180.webp 300w\" sizes=\"(max-width: 584px) 100vw, 584px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cdfe56 elementor-widget elementor-widget-text-editor\" data-id=\"0cdfe56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%AA%D8%B3%D9%88%D9%82_%D9%84%D9%84%D8%A8%D9%82%D8%A7%D9%84%D8%A9_%D9%8A%D8%A8%D8%AF%D8%A3_%D9%82%D8%A8%D9%84_%D8%A7%D9%84%D8%B9%D8%B1%D9%88%D8%B6_%D8%A8%D9%80_5_%D8%A5%D9%84%D9%89_12_%D9%8A%D9%88%D9%85%D9%8B%D8%A7\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u062a\u0633\u0648\u0642 \u0644\u0644\u0628\u0642\u0627\u0644\u0629 \u064a\u0628\u062f\u0623 \u0642\u0628\u0644 \u0627\u0644\u0639\u0631\u0648\u0636 \u0628\u0640 5 \u0625\u0644\u0649 12 \u064a\u0648\u0645\u064b\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><b><br \/><\/b><span style=\"font-weight: 400;\"> \u0628\u064a\u0646\u0645\u0627 \u062a\u0637\u0644\u0642 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0639\u0631\u0648\u0636\u0647\u0627 \u0639\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0627\u0644\u0623\u0648\u0644\u060c \u062a\u064f\u0638\u0647\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0641\u064a \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a \u0642\u0628\u0644 \u0630\u0644\u0643. \u064a\u0628\u062f\u0623 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0628\u0627\u0644\u062a\u062d\u0636\u064a\u0631 \u0644\u0644\u0645\u0633\u062a\u0644\u0632\u0645\u0627\u062a \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629 \u0648\u0627\u0644\u0632\u064a\u0648\u062a \u0648\u0627\u0644\u062a\u0648\u0627\u0628\u0644 \u0648\u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u062c\u0627\u0641\u0629 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0642\u0628\u0644 \u0627\u0646\u0637\u0644\u0627\u0642 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0642\u064a\u0629 \u0628\u0648\u0642\u062a \u0645\u0644\u062d\u0648\u0638. \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0631\u0643 \u0647\u0627\u062f\u0626 \u0644\u0643\u0646\u0647 \u0645\u0646\u062a\u0638\u0645\u060c \u0648\u064a\u0639\u0643\u0633 \u062a\u062e\u0637\u064a\u0637\u064b\u0627 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u062f.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D9%87%D8%AF%D8%A7%D9%8A%D8%A7_%D8%AA%D8%A8%D8%AF%D8%A3_%D9%81%D9%8A_%D8%A7%D9%84%D8%A3%D8%B3%D8%A8%D9%88%D8%B9_%D8%A7%D9%84%D8%A3%D9%88%D9%84_%D9%88%D9%84%D9%8A%D8%B3_%D8%A7%D9%84%D8%A3%D8%AE%D9%8A%D8%B1\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u062a\u0628\u062f\u0623 \u0641\u064a \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0627\u0644\u0623\u0648\u0644 \u0648\u0644\u064a\u0633 \u0627\u0644\u0623\u062e\u064a\u0631<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\"> \u062a\u0634\u0647\u062f \u0645\u062d\u0644\u0627\u062a \u0627\u0644\u062d\u0644\u0648\u064a\u0627\u062a \u0648\u0627\u0644\u0634\u0648\u0643\u0648\u0644\u0627\u062a\u0629 \u0648\u0641\u0626\u0627\u062a \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0645\u0628\u0643\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0625\u0642\u0628\u0627\u0644.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0648\u064a\u0628\u0631\u0632 \u0633\u0644\u0648\u0643\u0627\u0646 \u0648\u0627\u0636\u062d\u0627\u0646:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0623\u0633\u0631 \u0630\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u062a\u0628\u062f\u0623 \u0628\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0641\u064a \u0648\u0642\u062a \u0623\u0628\u0643\u0631.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u062a\u062c\u0647\u0651\u0632 \u0647\u062f\u0627\u064a\u0627 \u0644\u0644\u0623\u0642\u0627\u0631\u0628 \u0648\u0627\u0644\u062c\u064a\u0631\u0627\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0631\u0645\u0636\u0627\u0646\u060c \u0648\u0644\u064a\u0633 \u0641\u0642\u0637 \u0641\u064a \u0641\u062a\u0631\u0629 \u0627\u0644\u0639\u064a\u062f.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0647\u0630\u0627 \u0627\u0644\u0633\u0644\u0648\u0643 \u0645\u062a\u062c\u0630\u0631 \u062b\u0642\u0627\u0641\u064a\u064b\u0627 \u0648\u0645\u062a\u0643\u0631\u0631 \u0628\u0634\u0643\u0644 \u0645\u062a\u0633\u0642 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%B7%D8%B9%D8%A7%D9%85_%D9%88%D9%82%D8%B7%D8%A7%D8%B9_%D8%A7%D9%84%D8%A3%D8%BA%D8%B0%D9%8A%D8%A9_%D9%88%D8%A7%D9%84%D9%85%D8%B4%D8%B1%D9%88%D8%A8%D8%A7%D8%AA_%D9%8A%D8%AA%D8%A8%D8%B9_%D9%86%D9%85%D8%B7%D9%8B%D8%A7_%D9%8A%D9%88%D9%85%D9%8A%D9%8B%D8%A7_%D8%A8%D8%AB%D9%84%D8%A7%D8%AB_%D9%85%D9%88%D8%AC%D8%A7%D8%AA\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0642\u0637\u0627\u0639 \u0627\u0644\u0623\u063a\u0630\u064a\u0629 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u064a\u062a\u0628\u0639 \u0646\u0645\u0637\u064b\u0627 \u064a\u0648\u0645\u064a\u064b\u0627 \u0628\u062b\u0644\u0627\u062b \u0645\u0648\u062c\u0627\u062a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u0634\u0627\u0648\u064a\u0631 \u0645\u0627 \u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0625\u0641\u0637\u0627\u0631 \u0648\u062a\u062c\u0645\u0639\u0627\u062a \u0627\u0644\u0639\u0627\u0626\u0644\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0646\u0634\u0627\u0637 \u0644\u064a\u0644\u064a \u0645\u062a\u0623\u062e\u0631 \u0644\u0644\u0623\u063a\u0630\u064a\u0629 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u064a\u0633\u062a\u0647\u062f\u0641 \u0627\u0644\u0634\u0628\u0627\u0628 \u0648\u0627\u0644\u0645\u0647\u0646\u064a\u064a\u0646 \u0627\u0644\u0623\u0635\u063a\u0631 \u0633\u0646\u064b\u0627<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u062c\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u062a\u062e\u0644\u0642 \u0644\u062d\u0638\u0627\u062a \u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a\u0629 \u062f\u0642\u064a\u0642\u0629 \u0648\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0644\u0643\u0644 \u0645\u0646\u0647\u0627 \u0628\u0635\u0645\u0629 \u062d\u0631\u0643\u0629 \u062e\u0627\u0635\u0629.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%B7%D9%81%D8%B1%D8%A9_%D8%A7%D9%84%D8%A5%D9%84%D9%83%D8%AA%D8%B1%D9%88%D9%86%D9%8A%D8%A9_%D9%81%D9%8A_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0637\u0641\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\"> \u064a\u064f\u0639\u062f \u0631\u0645\u0636\u0627\u0646 \u0630\u0631\u0648\u0629 \u0645\u0648\u0633\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u060c \u062d\u064a\u062b \u064a\u0634\u0647\u062f \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0646\u0634\u0627\u0637 \u0648\u0623\u0646\u0645\u0627\u0637\u064b\u0627 \u0633\u0644\u0648\u0643\u064a\u0629 \u0645\u0645\u064a\u0632\u0629.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u0631\u062a\u0641\u0639 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 30% \u064850% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629. \u062f\u064a \u0625\u062a\u0634 \u0625\u0644<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u062a\u0632\u062f\u0627\u062f \u0623\u062d\u062c\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0646\u0633\u0628\u0629 35% \u0625\u0644\u0649 40%. \u0639\u0631\u0628 \u0646\u064a\u0648\u0632<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u062a\u0624\u0643\u062f \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0642\u0648\u064a. \u0641\u064a \u0639\u0627\u0645 2024\u060c \u0627\u0631\u062a\u0641\u0639\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0646\u062d\u0648 23% \u0648\u0632\u0627\u062f\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0628\u0646\u062d\u0648 13%. \u062e\u0644\u064a\u062c \u062a\u0627\u064a\u0645\u0632<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u064a\u0632\u062f\u0627\u062f \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u0647\u062f\u0627\u064a\u0627\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0639\u0628\u0631 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0628\u0634\u0643\u0644 \u0645\u0644\u062d\u0648\u0638. \u062e\u0644\u064a\u062c \u062a\u0627\u064a\u0645\u0632<\/span><\/li><\/ul><div>\u00a0<\/div><h4><span class=\"ez-toc-section\" id=\"%D9%85%D8%A7_%D8%AA%D9%83%D8%B4%D9%81%D9%87_%D8%A8%D9%8A%D8%A7%D9%86%D8%A7%D8%AA_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%88%D8%A7%D9%84%D8%AA%D8%AD%D9%84%D9%8A%D9%84%D8%A7%D8%AA\"><\/span><span style=\"font-weight: 400;\">\u0645\u0627 \u062a\u0643\u0634\u0641\u0647 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0621\u060c \u062e\u0627\u0635\u0629 \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0648\u0630\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u0623\u0648 \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628\u060c \u062a\u064f\u0638\u0647\u0631 \u0633\u0644\u0648\u0643 \u062a\u0635\u0641\u062d \u0645\u0628\u0643\u0631\u064b\u0627 \u0642\u0628\u0644 5 \u0625\u0644\u0649 7 \u0623\u064a\u0627\u0645 \u0645\u0646 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0646\u0642\u0627\u0637 \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0644\u064a\u0644\u064a\u0629 \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u062a\u0642\u0627\u0637\u0639 \u0645\u0639 \u0643\u062b\u0627\u0641\u0629 \u0639\u0627\u0644\u064a\u0629 \u0644\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0635\u064a\u0644\u060c \u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u064a\u062a\u0635\u0641\u062d\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0642\u0631\u064a\u0628\u0629 \u062b\u0645 \u064a\u0637\u0644\u0628\u0648\u0646 \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0646\u0641\u0633\u0647\u0627.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0633\u0644\u0648\u0643 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u064a\u062a\u0631\u0643\u0632 \u0641\u064a \u0645\u0646\u0627\u0637\u0642 \u201c\u0627\u0644\u0645\u0645\u0631\u0627\u062a\u201d \u0627\u0644\u062a\u064a \u062a\u0631\u0628\u0637 \u0627\u0644\u062a\u062c\u0645\u0639\u0627\u062a \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0628\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062a\u062c\u0632\u0626\u0629.<\/span><\/li><\/ul><div>\u00a0<\/div><p><span style=\"font-weight: 400;\">\u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0645\u0627\u0637 \u062a\u062c\u0639\u0644 \u0627\u0644\u062a\u0648\u0642\u064a\u062a \u0648\u0627\u0644\u0645\u0648\u0642\u0639 \u0639\u0627\u0645\u0644\u064a\u0646 \u062d\u0627\u0633\u0645\u064a\u0646. \u0641\u0627\u0644\u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u0627\u0626\u064a\u0629 \u0628\u0639\u062f 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id=\"%D9%83%D9%8A%D9%81_%D8%AA%D8%B9%D8%B8%D9%91%D9%85_%D9%85%D9%8A%D9%85%D9%88%D8%A8_%D8%A7%D9%84%D8%A7%D8%B3%D8%AA%D9%81%D8%A7%D8%AF%D8%A9_%D9%85%D9%86_%D9%87%D8%B0%D9%87_%D8%A7%D9%84%D8%B7%D9%81%D8%B1%D8%A9\"><\/span><span style=\"font-weight: 400;\">\u0643\u064a\u0641 \u062a\u0639\u0638\u0651\u0645 \u0645\u064a\u0645\u0648\u0628+ \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0637\u0641\u0631\u0629<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0631\u0641\u0639 \u0643\u0641\u0627\u0621\u0629 \u062d\u0645\u0644\u0627\u062a\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 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<\/span><a href=\"https:\/\/www.memob.com\/ar\/%D8%A3%D9%88%D9%84%D8%A8%D9%8A%D9%86%D8%BA%D8%B2\/\"><b>\u0623\u0648\u0644\u0628\u064a\u0646\u063a\u0632<\/b><\/a><span style=\"font-weight: 400;\"> \u0644\u0623\u062a\u0645\u062a\u0629 \u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0644\u062d\u0638\u0627\u062a \u0627\u0644\u0646\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0627\u0621\u060c \u0648\u0630\u0644\u0643 \u0639\u0628\u0631:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062e\u0644\u0627\u0644 \u062f\u0642\u0627\u0626\u0642\u060c \u064a\u062f\u062e\u0644 \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u0648\u0646 \u0627\u0644\u0642\u0631\u064a\u0628\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0648\u0642\u0639 \u0625\u0644\u0649 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0646\u0634\u0637\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062c\u0645\u0647\u0648\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0644\u064a\u0644 \u064a\u0643\u0648\u0646 \u0627\u0644\u0623\u0643\u062b\u0631 \u0642\u0627\u0628\u0644\u064a\u0629 \u0644\u0644\u0648\u0635\u0648\u0644 \u0628\u0639\u062f \u0627\u0644\u0633\u0627\u0639\u0629 \u0627\u0644\u0639\u0627\u0634\u0631\u0629 \u0645\u0633\u0627\u0621\u064b\u060c \u062d\u064a\u062b \u064a\u0628\u0644\u063a \u0627\u0644\u062a\u0635\u0641\u062d \u0630\u0631\u0648\u062a\u0647.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u062a\u0633\u0648\u0642\u0648 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631 \u064a\u0642\u0648\u0645\u0648\u0646 \u0628\u0632\u064a\u0627\u0631\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0645\u062a\u0633\u0648\u0642\u0648\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0648\u0646 \u0628\u0627\u0644\u0639\u064a\u062f\u060c \u062e\u0627\u0635\u0629 \u062e\u0644\u0627\u0644 \u0645\u0648\u062c\u0627\u062a \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u0648\u0646 \u0628\u064a\u0646 \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u064a\u0638\u0647\u0631\u0648\u0646 \u0646\u0634\u0627\u0637\u064b\u0627 \u0645\u0644\u062d\u0648\u0638\u064b\u0627 \u062e\u0644\u0627\u0644 \u0639\u0637\u0644\u0627\u062a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2afddff elementor-widget elementor-widget-image\" data-id=\"2afddff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v4-ramadan-blog-ar.webp\" class=\"attachment-large size-large wp-image-29750\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v4-ramadan-blog-ar.webp 800w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v4-ramadan-blog-ar-300x150.webp 300w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v4-ramadan-blog-ar-768x384.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2982dc7 elementor-widget elementor-widget-spacer\" data-id=\"2982dc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c5b683 elementor-widget elementor-widget-text-editor\" data-id=\"7c5b683\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u0645\u0646 \u062e\u0644\u0627\u0644 \u062f\u0645\u062c \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u0646 \u0623\u0648\u0644\u0628\u064a\u0646\u063a\u0632 \u0645\u0639 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0632\u0627\u064a\u062f\u0629 \u0627\u0644\u0622\u0644\u064a\u0629\u060c \u0648\u0636\u0628\u0637 \u0627\u0644\u0625\u064a\u0642\u0627\u0639\u060c \u0648\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0641\u064a \u0625\u0643\u0633\u0644\u064a\u062a\u060c \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u062c\u062f\u0627\u0648\u0644 \u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629. \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0641\u0639\u0644\u064a \u0639\u0644\u0649 \u0623\u0631\u0636 \u0627\u0644\u0648\u0627\u0642\u0639 \u064a\u0636\u0627\u0639\u0641 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u060c \u0648\u064a\u062d\u0633\u0651\u0646 \u0639\u0627\u0626\u062f \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u064a\u060c \u0648\u064a\u0631\u0641\u0639 \u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u062e\u0644\u0627\u0644 \u0630\u0631\u0648\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646.<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"%D8%B7%D9%81%D8%B1%D8%A9_%D8%A7%D9%84%D9%81%D8%A6%D8%A7%D8%AA_%D8%AA%D8%AD%D8%B3%D9%8A%D9%86_%D8%A7%D9%84%D9%85%D9%86%D8%A7%D8%B2%D9%84%D8%8C_%D8%A7%D9%84%D9%84%D9%8A%D8%A7%D9%82%D8%A9%D8%8C_%D8%A7%D9%84%D8%AC%D9%85%D8%A7%D9%84%D8%8C_%D8%A7%D9%84%D8%B5%D9%8A%D8%AF%D9%84%D9%8A%D8%A7%D8%AA%D8%8C_%D9%88%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF_%D9%85%D8%A7_%D8%A8%D8%B9%D8%AF_%D9%85%D9%86%D8%AA%D8%B5%D9%81_%D8%A7%D9%84%D9%84%D9%8A%D9%84\"><\/span><span style=\"font-weight: 400;\">\u0637\u0641\u0631\u0629 \u0627\u0644\u0641\u0626\u0627\u062a: \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0646\u0627\u0632\u0644\u060c \u0627\u0644\u0644\u064a\u0627\u0642\u0629\u060c \u0627\u0644\u062c\u0645\u0627\u0644\u060c \u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a\u060c \u0648\u0627\u0642\u062a\u0635\u0627\u062f \u0645\u0627 \u0628\u0639\u062f \u0645\u0646\u062a\u0635\u0641 \u0627\u0644\u0644\u064a\u0644<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%B1%D8%A7%D8%AD%D8%A9%D8%8C_%D8%AA%D8%AD%D8%B3%D9%8A%D9%86_%D8%A7%D9%84%D9%85%D9%86%D8%A7%D8%B2%D9%84_%D9%88%D8%A7%D9%84%D8%A5%D9%84%D9%83%D8%AA%D8%B1%D9%88%D9%86%D9%8A%D8%A7%D8%AA\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0631\u0627\u062d\u0629\u060c \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0648\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\">\u0623\u0635\u0628\u062d \u0631\u0645\u0636\u0627\u0646 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0634\u0647\u0631\u064b\u0627 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u062f. \u0641\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0637\u0642\u0648\u0633 \u0627\u0644\u0631\u0648\u062d\u0627\u0646\u064a\u0629\u060c \u064a\u062a\u062c\u0647 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0625\u0644\u0649 \u062a\u0631\u0642\u064a\u0629 \u0645\u0633\u0627\u062d\u0627\u062a \u0627\u0644\u0645\u0639\u064a\u0634\u0629 \u0627\u0633\u062a\u0639\u062f\u0627\u062f\u064b\u0627 \u0644\u0644\u0631\u0627\u062d\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0648\u0627\u0644\u062a\u062c\u0645\u0639\u0627\u062a \u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0648\u062a\u064f\u0638\u0647\u0631 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644 \u0628\u0648\u0636\u0648\u062d:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0646\u062d\u0648 40% \u0645\u0646 \u0645\u0633\u062a\u0647\u0644\u0643\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u064a\u0641\u0643\u0631\u0648\u0646 \u0628\u0634\u0631\u0627\u0621 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646\u060c \u0645\u0639 \u062a\u0635\u0641\u062d \u0641\u0639\u0644\u064a \u064a\u0642\u0627\u0631\u0628 24%. \u062c\u0648\u0627\u0626\u0632 \u0627\u0644\u0628\u062d\u062b \u0641\u064a \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0648\u062a\u0624\u0643\u062f\u0647 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u062d\u0631\u0643\u0629:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u0627\u0626\u064a\u0629 \u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u0623\u062c\u0647\u0632\u0629\u060c \u062e\u0627\u0635\u0629 \u0641\u064a \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0632\u064a\u0627\u0631\u0627\u062a \u0639\u0627\u0626\u0644\u064a\u0629 \u0645\u0634\u062a\u0631\u0643\u0629 \u0628\u0639\u062f \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d \u0623\u0648 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u0642 \u0627\u0644\u0644\u064a\u0644\u064a.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u062a\u0627\u062c\u0631 \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0648\u0646\u0645\u0637 \u0627\u0644\u062d\u064a\u0627\u0629 \u062a\u0633\u062c\u0644 \u0645\u062f\u062f \u0628\u0642\u0627\u0621 \u0623\u0637\u0648\u0644 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0639\u0637\u0644\u0627\u062a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0627\u0644\u0645\u0639\u062a\u0627\u062f\u0629.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u0627\u0632\u0644\u060c \u0644\u0627 \u064a\u0645\u062b\u0644 \u0631\u0645\u0636\u0627\u0646 \u0645\u0648\u0633\u0645 \u062a\u062e\u0641\u064a\u0636\u0627\u062a \u0633\u0631\u064a\u0639\u0629\u060c \u0628\u0644 <\/span><b>\u062d\u0627\u0644\u0629 \u0630\u0647\u0646\u064a\u0629 \u0644\u0644\u062a\u062c\u062f\u064a\u062f<\/b><span style=\"font-weight: 400;\">. \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u0645\u062f\u060c \u062c\u0627\u0647\u0632\u064a\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u060c \u0627\u0644\u0631\u0627\u062d\u0629\u060c \u0648\u0631\u0648\u062d \u0627\u0644\u062a\u0644\u0627\u0642\u064a\u060c \u0644\u0627 \u0639\u0644\u0649 \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0641\u0642\u0637.<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D9%84%D9%8A%D8%A7%D9%82%D8%A9_%D8%A7%D9%84%D8%A8%D8%AF%D9%86%D9%8A%D8%A9_%D8%B0%D8%B1%D9%88%D8%A9_%D9%85%D8%A7_%D8%A8%D8%B9%D8%AF_%D8%A7%D9%84%D8%B9%D8%A7%D8%B4%D8%B1%D8%A9_%D9%84%D9%8A%D9%84%D9%8B%D8%A7\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0644\u064a\u0627\u0642\u0629 \u0627\u0644\u0628\u062f\u0646\u064a\u0629: \u0630\u0631\u0648\u0629 \u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0639\u0627\u0634\u0631\u0629 \u0644\u064a\u0644\u064b\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\">\u0645\u0646 \u0623\u0648\u0636\u062d \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u062d\u0631\u0643\u0629 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0625\u0642\u0628\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0644\u064a\u0627\u0642\u0629 \u0628\u0639\u062f \u0627\u0644\u0633\u0627\u0639\u0629 \u0627\u0644\u0639\u0627\u0634\u0631\u0629 \u0645\u0633\u0627\u0621\u064b.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u0628\u0644\u063a \u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0631\u064a\u0627\u0636\u064a\u0629 \u0641\u064a \u062f\u0628\u064a \u0648\u0627\u0644\u0631\u064a\u0627\u0636 \u0648\u0627\u0644\u062f\u0648\u062d\u0629 \u0630\u0631\u0648\u062a\u0647\u0627 \u0628\u064a\u0646 \u0627\u0644\u0639\u0627\u0634\u0631\u0629 \u0645\u0633\u0627\u0621\u064b \u0648\u0627\u0644\u0648\u0627\u062d\u062f\u0629 \u0635\u0628\u0627\u062d\u064b\u0627\u060c \u0648\u064a\u0642\u0648\u062f\u0647\u0627:<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0627\u0644\u0634\u0628\u0627\u0628<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0627\u0644\u0645\u0647\u0646\u064a\u0648\u0646 \u0627\u0644\u0623\u0635\u063a\u0631 \u0633\u0646\u064b\u0627<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0634\u0631\u0627\u0626\u062d \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0631\u062a\u0641\u0639<\/span><\/li><\/ul><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0648\u062a\u064f\u0639\u062f \u0627\u0644\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0631\u064a\u0627\u0636\u064a\u0629 \u0645\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0641\u0626\u0627\u062a \u062b\u0628\u0627\u062a\u064b\u0627 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646\u060c \u0645\u0639 \u062d\u0631\u0643\u0629 \u0645\u0646\u062a\u0638\u0645\u0629 \u062d\u062a\u0649 \u0641\u064a \u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u0633\u0628\u0648\u0639.<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%AC%D9%85%D8%A7%D9%84_%D9%88%D8%A7%D9%84%D8%B9%D9%86%D8%A7%D9%8A%D8%A9_%D8%A7%D9%84%D8%B4%D8%AE%D8%B5%D9%8A%D8%A9_%D9%82%D8%B5%D8%A9_%D9%85%D8%A7_%D9%82%D8%A8%D9%84_%D8%A7%D9%84%D8%A5%D9%81%D8%B7%D8%A7%D8%B1\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u062c\u0645\u0627\u0644 \u0648\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629: \u0642\u0635\u0629 \u0645\u0627 \u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\">\u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0627\u0639\u062a\u0642\u0627\u062f \u0627\u0644\u0634\u0627\u0626\u0639\u060c \u062a\u0628\u0644\u063a \u0632\u064a\u0627\u0631\u0627\u062a \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u062a\u062c\u0645\u064a\u0644 \u0648\u0627\u0644\u0635\u0627\u0644\u0648\u0646\u0627\u062a \u0630\u0631\u0648\u062a\u0647\u0627 <\/span><b>\u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631<\/b><span style=\"font-weight: 400;\"> \u0648\u0644\u064a\u0633 \u0644\u064a\u0644\u064b\u0627.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u062a\u0634\u0645\u0644:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0644\u062a\u062c\u0645\u0639\u0627\u062a<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062d\u062c\u0648\u0632\u0627\u062a \u0627\u0644\u0635\u0627\u0644\u0648\u0646\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0625\u0641\u0637\u0627\u0631<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0644\u0644\u0645\u0646\u0627\u0633\u0628\u0627\u062a \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0625\u0646\u062c\u0627\u0632 \u0627\u0644\u0645\u0634\u0627\u0648\u064a\u0631 \u0642\u0628\u0644 \u0627\u0632\u062f\u062d\u0627\u0645 \u0627\u0644\u0645\u0633\u0627\u0621<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0627\u0644\u062c\u0645\u0627\u0644 \u0641\u064a \u0631\u0645\u0636\u0627\u0646 \u0641\u0626\u0629 <\/span><b>\u0646\u064a\u0629 \u0646\u0647\u0627\u0631\u064a\u0629<\/b><span style=\"font-weight: 400;\"> \u0628\u0627\u0645\u062a\u064a\u0627\u0632.<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%B5%D9%8A%D8%AF%D9%84%D9%8A%D8%A7%D8%AA_%D9%85%D8%B1%D9%83%D8%B2_%D8%A7%D9%84%D8%B1%D8%A7%D8%AD%D8%A9_%D8%A7%D9%84%D8%AE%D9%81%D9%8A\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a: \u0645\u0631\u0643\u0632 \u0627\u0644\u0631\u0627\u062d\u0629 \u0627\u0644\u062e\u0641\u064a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\">\u062a\u0634\u0647\u062f \u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a \u062d\u0631\u0643\u0629 \u0623\u0642\u0648\u0649 \u0641\u064a \u0631\u0645\u0636\u0627\u0646 \u0644\u0623\u0646\u0647\u0627 \u062a\u0639\u0645\u0644 \u0643\u0645\u0631\u0627\u0643\u0632 \u0631\u0627\u062d\u0629 \u0645\u0635\u063a\u0651\u0631\u0629.<\/span><\/p><p><span style=\"font-weight: 400;\">\u064a\u0632\u062f\u0627\u062f \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u0631\u0637\u064a\u0628<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0645\u0643\u0645\u0651\u0644\u0627\u062a<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0628\u0627\u0644\u0628\u0634\u0631\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0648\u062c\u0628\u0627\u062a \u062e\u0641\u064a\u0641\u0629 \u0633\u0631\u064a\u0639\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0644\u062d\u0638\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0648\u062a\u062a\u0641\u0648\u0642 \u0627\u0644\u0635\u064a\u062f\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0631\u064a\u0628\u0629 \u0645\u0646 \u0627\u0644\u0623\u062d\u064a\u0627\u0621 \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0641\u064a \u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0631\u0627\u062d\u0629 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646.<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%A3%D8%B7%D8%B9%D9%85%D8%A9_%D9%88%D8%A7%D9%84%D9%85%D8%B4%D8%B1%D9%88%D8%A8%D8%A7%D8%AA_%D9%84%D9%8A%D9%84%D9%8B%D8%A7_%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF_%D9%8A%D9%82%D9%88%D8%AF%D9%87_%D8%A7%D9%84%D8%B4%D8%A8%D8%A7%D8%A8\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0623\u0637\u0639\u0645\u0629 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a \u0644\u064a\u0644\u064b\u0627: \u0627\u0642\u062a\u0635\u0627\u062f \u064a\u0642\u0648\u062f\u0647 \u0627\u0644\u0634\u0628\u0627\u0628<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><p><span style=\"font-weight: 400;\">\u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u062a\u0623\u062e\u0631\u0629 \u0645\u0646 \u0627\u0644\u0644\u064a\u0644 \u062a\u062f\u0641\u0639:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0632\u064a\u0627\u0631\u0627\u062a \u0645\u062d\u0644\u0627\u062a \u0627\u0644\u062d\u0644\u0648\u064a\u0627\u062a<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u0637\u0627\u0639\u0645 \u0627\u0644\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u0642\u0627\u0647\u064a \u0627\u0644\u0634\u064a\u0634\u0629<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0645\u0642\u0627\u0647\u064a \u0627\u0644\u0623\u0644\u0639\u0627\u0628<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u0645\u062e\u0627\u0628\u0632 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0648\u0647\u064a \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0646\u0634\u0627\u0637\u064b\u0627 \u062a\u062c\u0627\u0631\u064a\u064b\u0627 \u0644\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u0634\u0628\u0627\u0628 \u0641\u064a \u0645\u062f\u0646 \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646.<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%B4%D8%A7%D8%B4%D8%A7%D8%AA_%D8%AA%D8%AD%D9%84_%D9%85%D8%AD%D9%84_%D8%A3%D9%83%D9%8A%D8%A7%D8%B3_%D8%A7%D9%84%D8%AA%D8%B3%D9%88%D9%82_%D8%B5%D8%B9%D9%88%D8%AF_%D8%A7%D9%84%D9%81%D9%8A%D8%AF%D9%8A%D9%88_%D9%88%D8%A7%D9%84%D8%AA%D9%84%D9%81%D8%B2%D9%8A%D9%88%D9%86_%D8%A7%D9%84%D9%85%D8%AA%D8%B5%D9%84_%D9%81%D9%8A_%D8%B7%D9%82%D9%88%D8%B3_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0634\u0627\u0634\u0627\u062a \u062a\u062d\u0644 \u0645\u062d\u0644 \u0623\u0643\u064a\u0627\u0633 \u0627\u0644\u062a\u0633\u0648\u0642: \u0635\u0639\u0648\u062f \u0627\u0644\u0641\u064a\u062f\u064a\u0648 \u0648\u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0635\u0644 \u0641\u064a \u0637\u0642\u0648\u0633 \u0631\u0645\u0636\u0627\u0646<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3><p><span style=\"font-weight: 400;\">\u0645\u0639 \u0647\u062f\u0648\u0621 \u0627\u0644\u064a\u0648\u0645\u060c \u062a\u062a\u0645\u062d\u0648\u0631 \u0623\u0645\u0633\u064a\u0627\u062a \u0631\u0645\u0636\u0627\u0646 \u062d\u0648\u0644 \u0627\u0644\u062a\u0631\u0641\u064a\u0647 \u0648\u0648\u0642\u062a \u0627\u0644\u0634\u0627\u0634\u0629 \u0648\u0627\u0644\u062a\u062c\u0645\u0639\u0627\u062a \u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629\u060c \u0645\u0627 \u064a\u062c\u0639\u0644 \u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0641\u064a\u062f\u064a\u0648 \u0648\u0627\u0644\u062c\u0648\u0627\u0644 \u0645\u062d\u0648\u0631\u064a\u0629.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0647\u064a\u0645\u0646\u0629 \u0627\u0644\u0641\u064a\u062f\u064a\u0648<\/b><span style=\"font-weight: 400;\">: \u064a\u0631\u062a\u0641\u0639 \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0627\u0644\u0641\u064a\u062f\u064a\u0648 \u0627\u0644\u0642\u0635\u064a\u0631 \u0628\u0646\u0633\u0628\u0629 32% \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u064828% \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a. \u0648\u064a\u0648\u0627\u0641\u0642 76% \u0645\u0646 \u0645\u0633\u062a\u0647\u0644\u0643\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u062a\u0639\u0632\u0651\u0632 \u062a\u062c\u0631\u0628\u062a\u0647\u0645 \u0627\u0644\u0631\u0645\u0636\u0627\u0646\u064a\u0629. \u062d\u0645\u0644\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0644\u062d\u0638\u0629 \u0627\u0644\u0634\u0627\u0634\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629<\/b><span style=\"font-weight: 400;\">: \u0641\u064a \u0648\u0642\u062a \u0645\u062a\u0623\u062e\u0631 \u0645\u0646 \u0627\u0644\u0644\u064a\u0644\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0628\u0639\u062f \u0627\u0644\u0635\u0644\u0648\u0627\u062a \u0627\u0644\u0645\u0633\u0627\u0626\u064a\u0629\u060c \u064a\u0628\u0644\u063a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0634\u0627\u0634\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0630\u0631\u0648\u062a\u0647. \u064a\u062c\u062a\u0645\u0639 \u0627\u0644\u0646\u0627\u0633 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0633\u062a\u0631\u062e\u0627\u0621\u060c \u064a\u062a\u0635\u0641\u062d\u0648\u0646 \u0627\u0644\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u064a\u0634\u0627\u0647\u062f\u0648\u0646 \u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0635\u0644\u060c \u0623\u0648 \u064a\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0641\u064a\u062f\u064a\u0648\u0647\u0627\u062a \u0642\u0635\u064a\u0631\u0629\u060c \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u0642\u0628\u0644 \u062a\u0646\u0641\u064a\u0630 \u0634\u0631\u0627\u0621 \u0627\u0646\u062f\u0641\u0627\u0639\u064a.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0627\u0646\u062f\u0641\u0627\u0639<\/b><span style=\"font-weight: 400;\">: \u0627\u0644\u0634\u0631\u0627\u0621 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0644\u064a\u0644\u064a\u0629 \u0623\u062e\u0641\u060c \u0648\u0623\u0643\u062b\u0631 \u0639\u0627\u0637\u0641\u064a\u0629 \u0648\u0627\u0646\u062f\u0641\u0627\u0639\u064b\u0627\u060c \u0648\u0628\u0639\u064a\u062f \u0639\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u062e\u0637\u0637 \u0646\u0647\u0627\u0631\u064b\u0627.<\/span><\/li><\/ul><h3><span class=\"ez-toc-section\" id=\"%D9%85%D9%86_%D8%A7%D9%84%D8%AD%D9%85%D9%84%D8%A7%D8%AA_%D8%A7%D9%84%D8%B5%D8%A7%D8%AE%D8%A8%D8%A9_%D8%A5%D9%84%D9%89_%D8%A7%D9%84%D8%AF%D9%82%D8%A9_%D8%A7%D9%84%D8%B0%D9%83%D9%8A%D8%A9\"><\/span>\u0645\u0646 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0627\u0644\u0635\u0627\u062e\u0628\u0629 \u0625\u0644\u0649 \u0627\u0644\u062f\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span style=\"font-weight: 400;\">\u0641\u064a \u0644\u062d\u0638\u0627\u062a \u0623\u0645\u0633\u064a\u0627\u062a \u0631\u0645\u0636\u0627\u0646 \u0627\u0644\u062d\u0645\u064a\u0645\u0629 \u0648\u0627\u0644\u0645\u0631\u0643\u0651\u0632\u0629 \u0639\u0644\u0649 \u0627\u0644\u0634\u0627\u0634\u0629\u060c \u062a\u0641\u0634\u0644 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0639\u064a\u0629 \u0627\u0644\u0635\u0627\u062e\u0628\u0629. \u0627\u0644\u0645\u0633\u0648\u0651\u0642 \u0627\u0644\u062d\u062f\u064a\u062b \u064a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062a\u062d\u0648\u0651\u0644 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u064a\u062c\u0645\u0639 \u0628\u064a\u0646 <\/span><b>\u0633\u0631\u062f \u0642\u0635\u0635\u064a \u0647\u0627\u062f\u0626<\/b><span style=\"font-weight: 400;\"> \u0648<\/span><b>\u0627\u0633\u062a\u0647\u062f\u0627\u0641 \u0635\u0627\u0631\u0645 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">\u064a\u062a\u0637\u0644\u0628 \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0646\u0627\u062c\u062d \u0645\u0646 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0646:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u0628\u0646\u064a \u0627\u0631\u062a\u0628\u0627\u0637\u064b\u0627 \u0639\u0627\u0637\u0641\u064a\u064b\u0627<\/b><span style=\"font-weight: 400;\">: \u0639\u0628\u0631 \u0645\u0631\u0626\u064a\u0627\u062a \u0645\u062a\u062c\u0630\u0631\u0629 \u062b\u0642\u0627\u0641\u064a\u064b\u0627 \u0648\u0641\u064a\u062f\u064a\u0648\u0647\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u062a\u064f\u0646\u0634\u0626 \u0639\u0644\u0627\u0642\u0629 \u062d\u0642\u064a\u0642\u064a\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u0633\u062a\u0647\u062f\u0641 \u0628\u062f\u0642\u0629<\/b><span style=\"font-weight: 400;\">: \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0630\u0643\u0627\u0621 \u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u0646 \u0623\u0648\u0644\u0628\u064a\u0646\u063a\u0632 \u0644\u0636\u0645\u0627\u0646 \u0648\u0635\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0641\u064a \u0627\u0644\u062a\u0648\u0642\u064a\u062a \u0648\u0627\u0644\u0645\u0643\u0627\u0646 \u0627\u0644\u0623\u0645\u062b\u0644\u064a\u0646\u060c \u0645\u062a\u062c\u0627\u0648\u0632\u0629 \u0627\u0644\u0627\u0633\u062a\u0647\u062f\u0627\u0641 \u0627\u0644\u062f\u064a\u0645\u0648\u063a\u0631\u0627\u0641\u064a \u0625\u0644\u0649 \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0644\u062d\u0638\u0627\u062a \u0627\u0644\u0646\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u062a\u064f\u062a\u064a\u062d \u0647\u0630\u0647 \u0627\u0644\u062f\u0642\u0629 \u062a\u0641\u0639\u064a\u0644 \u062c\u0645\u0627\u0647\u064a\u0631 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0642\u064a\u0645\u0629\u060c \u0645\u0646\u0647\u0627:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0645\u062a\u0633\u0648\u0642 \u201c\u0623\u062d\u062a\u0627\u062c\u0647 \u0627\u0644\u0622\u0646\u201d<\/b><span style=\"font-weight: 400;\">: \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647 \u0641\u0648\u0631 \u062f\u062e\u0648\u0644\u0647 \u0645\u0646\u0637\u0642\u0629 \u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0645\u0631\u0643\u0632 \u062a\u0633\u0648\u0642.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0633\u0627\u0647\u0631 \u0627\u0644\u0644\u064a\u0644<\/b><span style=\"font-weight: 400;\">: \u0639\u0631\u0636 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0628\u062f\u0642\u0629 \u0628\u0639\u062f \u0627\u0644\u0639\u0627\u0634\u0631\u0629 \u0645\u0633\u0627\u0621\u064b \u062d\u064a\u062b \u064a\u0628\u0644\u063a \u0648\u0642\u062a \u0627\u0644\u0634\u0627\u0634\u0629 \u0648\u0627\u0644\u062a\u0635\u0641\u062d \u0630\u0631\u0648\u062a\u0647.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629<\/b><span style=\"font-weight: 400;\">: \u062a\u0643\u064a\u0651\u0641 \u0627\u0644\u0625\u0628\u062f\u0627\u0639\u0627\u062a \u0641\u0648\u0631\u064b\u0627 \u062d\u0633\u0628 \u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u062d\u0631\u062c\u0629 \u0628\u0639\u062f \u0627\u0644\u0625\u0641\u0637\u0627\u0631\u060c \u0628\u0639\u062f \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d\u060c \u0648\u0642\u0628\u0644 \u0627\u0644\u0633\u062d\u0648\u0631\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u062e\u062a\u0644\u0627\u0641 \u0633\u0644\u0648\u0643 \u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0648\u0639\u0637\u0644\u0627\u062a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0623\u0633\u0628\u0648\u0639.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u062e\u0635\u064a\u0635 \u0645\u062f\u0641\u0648\u0639 \u0628\u0627\u0644\u062d\u0631\u0643\u0629<\/b><span style=\"font-weight: 400;\">: \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0630\u0643\u0627\u0621 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0645\u0646 \u0623\u0648\u0644\u0628\u064a\u0646\u063a\u0632\u060c \u062a\u0642\u0648\u0645 \u0628\u0644\u0648\u0628\u0631\u0646\u062a \u0628\u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648\u0641\u0642 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0644\u062d\u0638\u064a \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0642\u0631\u0628 \u0645\u0646 \u0627\u0644\u0645\u062a\u0627\u062c\u0631\u060c \u0643\u062b\u0627\u0641\u0629 \u0627\u0644\u0632\u064a\u0627\u0631\u0627\u062a\u060c \u0646\u0648\u0639 \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u0623\u0648 \u0646\u0645\u0637 \u062d\u0631\u0643\u0629 \u0627\u0644\u062c\u0645\u0647\u0648\u0631.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u062e\u0635\u064a\u0635 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0646\u062a\u062c<\/b><span style=\"font-weight: 400;\">: \u062a\u0642\u0648\u0645 \u0628\u0644\u0648\u0628\u0631\u0646\u062a \u0628\u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0644\u0639\u0631\u0636 \u0639\u0628\u0631 \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0635\u0646\u0641 \u0623\u0648 \u0627\u0644\u0641\u0626\u0629\u060c \u0627\u0644\u062a\u0633\u0639\u064a\u0631\u060c \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062f\u0629\u060c \u0623\u0648 \u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0641\u0642 \u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0627\u0644\u0645\u062f\u0646.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1879bfb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1879bfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f60487 elementor-widget elementor-widget-text-editor\" data-id=\"6f60487\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%D8%A8%D9%84%D9%88_%D8%A8%D8%B1%D9%86%D8%AA_%D8%B0%D9%83%D8%A7%D8%A1_%D8%A5%D8%A8%D8%AF%D8%A7%D8%B9%D9%8A_%D9%85%D8%B5%D9%85%D9%91%D9%85_%D9%84%D8%B0%D8%B1%D9%88%D8%A7%D8%AA_%D8%A7%D9%84%D8%A7%D9%86%D8%AA%D8%A8%D8%A7%D9%87_%D9%81%D9%8A_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\"><\/span><span style=\"font-weight: 400;\">\u0628\u0644\u0648 \u0628\u0631\u0646\u062a: \u0630\u0643\u0627\u0621 \u0625\u0628\u062f\u0627\u0639\u064a \u0645\u0635\u0645\u0651\u0645 \u0644\u0630\u0631\u0648\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647 \u0641\u064a \u0631\u0645\u0636\u0627\u0646<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u062a\u062c\u0632\u0626\u0629 \u0648\u0642\u062a \u0627\u0644\u0634\u0627\u0634\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646 \u062a\u0641\u0631\u0636 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0625\u0628\u062f\u0627\u0639\u064a \u0623\u0646 \u064a\u062a\u0643\u064a\u0651\u0641 \u0645\u0639 \u0627\u0644\u0644\u062d\u0638\u0629. \u0647\u0646\u0627 \u064a\u0623\u062a\u064a \u062f\u0648\u0631 <\/span><b>\u0628\u0644\u0648 \u0628\u0631\u0646\u062a<\/b><span style=\"font-weight: 400;\">\u060c \u0627\u0644\u0630\u064a \u064a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u063a\u0646\u064a\u0629 \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u060c \u0644\u064a\u062c\u0639\u0644 \u0643\u0644 \u0638\u0647\u0648\u0631 \u0625\u0639\u0644\u0627\u0646\u064a \u0633\u064a\u0627\u0642\u064a\u064b\u0627 \u0648\u0645\u0644\u0627\u0626\u0645\u064b\u0627.<\/span><\/p><p><span style=\"font-weight: 400;\">\u064a\u0639\u0645\u0644 <\/span><b>\u0628\u0644\u0648 \u0628\u0631\u0646\u062a<\/b><span style=\"font-weight: 400;\"> \u0643\u0645\u062d\u0631\u0651\u0643 \u0630\u0643\u0627\u0621 \u0625\u0628\u062f\u0627\u0639\u064a \u0645\u062e\u0635\u0635 \u0644\u0631\u0645\u0636\u0627\u0646\u060c \u064a\u0636\u0645\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0631\u0633\u0627\u0644\u062a\u0643 \u0645\u0624\u062b\u0631\u0629 \u0648\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0643\u0644 \u0645\u0631\u0629.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90dfa4a elementor-widget elementor-widget-image\" data-id=\"90dfa4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v5-ramadan-blog-ar.webp\" class=\"attachment-large size-large wp-image-29758\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v5-ramadan-blog-ar.webp 800w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v5-ramadan-blog-ar-300x150.webp 300w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v5-ramadan-blog-ar-768x384.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider has_ae_slider elementor-element elementor-element-edcb7cf e-flex e-con-boxed ae-bg-gallery-type-default e-con e-parent\" data-eae-slider=\"50174\" data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" data-id=\"edcb7cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5c49b3 elementor-widget elementor-widget-text-editor\" data-id=\"f5c49b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%D8%AA%D8%AD%D8%B3%D9%8A%D9%86_%D8%A7%D9%84%D8%A5%D8%A8%D8%AF%D8%A7%D8%B9_%D8%A7%D9%84%D8%AF%D9%8A%D9%86%D8%A7%D9%85%D9%8A%D9%83%D9%8A_%D9%84%D9%83%D9%84_%D9%84%D8%AD%D8%B8%D8%A9\"><\/span><span style=\"font-weight: 400;\">\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a \u0644\u0643\u0644 \u0644\u062d\u0638\u0629<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3><p><span style=\"font-weight: 400;\">\u064a\u062a\u0628\u062f\u0651\u0644 \u0627\u0644\u0646\u0635 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u064a \u0648\u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0628\u0635\u0631\u064a\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0648\u0641\u0642 \u0633\u064a\u0627\u0642 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u062f\u0648\u0646 \u0623\u064a \u062a\u062f\u062e\u0644 \u064a\u062f\u0648\u064a: \u0625\u0639\u0644\u0627\u0646\u0627\u062a \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0628\u0623\u0633\u0644\u0648\u0628 \u0627\u0644\u0623\u0644\u0639\u0627\u0628\u060c \u0646\u0645\u0627\u0630\u062c \u0633\u064a\u0627\u0631\u0627\u062a \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0645\u0631\u064a\u0631\u060c \u0648\u0639\u0631\u0648\u0636 \u0645\u0646\u062a\u062c\u0627\u062a \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629\u060c \u062c\u0645\u064a\u0639\u0647\u0627 \u0645\u0635\u0645\u0645\u0629 \u0644\u062a\u0639\u0638\u064a\u0645 \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u062e\u0644\u0627\u0644 \u0646\u0627\u0641\u0630\u0629 \u0627\u0644\u062a\u0635\u0641\u062d \u0627\u0644\u0644\u064a\u0644\u064a \u0627\u0644\u0645\u062a\u0623\u062e\u0631\u0629.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0648\u0645\u0639 <\/span><b>\u0627\u0644\u0642\u064a\u0627\u0633 \u062f\u0627\u062e\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0646<\/b><span style=\"font-weight: 400;\"> \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 <\/span><b>\u0633\u062a\u0631\u064a\u062a\u0634<\/b><span style=\"font-weight: 400;\">\u060c \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0634\u0641\u0627\u0641\u064a\u0629 \u0643\u0627\u0645\u0644\u0629\u060c \u062d\u064a\u062b \u062a\u0631\u0649 \u0628\u062f\u0642\u0629 \u0623\u064a \u0646\u0633\u062e\u0629 \u0625\u0628\u062f\u0627\u0639\u064a\u0629 \u062d\u0642\u0642\u062a \u0646\u062a\u0627\u0626\u062c \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0642\u064a\u0627\u0633 \u0645\u062b\u0644 \u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0623\u0648 \u0627\u0644\u062a\u0641\u0627\u0639\u0644\u060c \u0645\u0627 \u064a\u0644\u063a\u064a \u0623\u064a \u062a\u062e\u0645\u064a\u0646.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f3b0d5 elementor-widget elementor-widget-image\" data-id=\"6f3b0d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v6-ramadan-blog-ar.webp\" class=\"attachment-large size-large wp-image-29762\" alt=\"\" srcset=\"https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v6-ramadan-blog-ar.webp 800w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v6-ramadan-blog-ar-300x150.webp 300w, https:\/\/www.memob.com\/wp-content\/uploads\/2025\/12\/v6-ramadan-blog-ar-768x384.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-110a51f elementor-widget elementor-widget-text-editor\" data-id=\"110a51f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%D8%AA%D8%B3%D9%88%D9%82_%D8%A7%D9%84%D8%B9%D9%8A%D8%AF_%D9%84%D9%85%D8%A7%D8%B0%D8%A7_%D8%AA%D9%83%D9%84%D9%81%D9%83_%D8%AE%D8%B1%D8%A7%D9%81%D8%A9_%D8%A7%D9%84%D9%84%D8%AD%D8%B8%D8%A9_%D8%A7%D9%84%D8%A3%D8%AE%D9%8A%D8%B1%D8%A9_%D9%85%D9%84%D8%A7%D9%8A%D9%8A%D9%86\"><\/span><span style=\"font-weight: 400;\">\u062a\u0633\u0648\u0642 \u0627\u0644\u0639\u064a\u062f: \u0644\u0645\u0627\u0630\u0627 \u062a\u0643\u0644\u0641\u0643 \u062e\u0631\u0627\u0641\u0629 \u0627\u0644\u0644\u062d\u0638\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0645\u0644\u0627\u064a\u064a\u0646<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u0623\u0643\u0628\u0631 \u0648\u0623\u0643\u062b\u0631 \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u062e\u0627\u0637\u0626\u0629 \u062a\u0643\u0644\u0641\u0629 \u0641\u064a \u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0628\u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0647\u0648 \u0627\u0644\u0627\u0639\u062a\u0642\u0627\u062f \u0628\u0623\u0646 \u062a\u0633\u0648\u0642 \u0627\u0644\u0639\u064a\u062f \u064a\u062d\u062f\u062b \u0641\u064a \u0627\u0644\u0644\u062d\u0638\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0641\u0642\u0637.<\/span><\/p><p><b>\u0627\u0644\u0648\u0627\u0642\u0639<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u062a\u0646\u0642\u0636 \u0647\u0630\u0627 \u0627\u0644\u062a\u0635\u0648\u0631 \u0628\u0642\u0648\u0629. \u0627\u0646\u062a\u0638\u0627\u0631 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0627\u0644\u0623\u062e\u064a\u0631 \u0645\u0646 \u0631\u0645\u0636\u0627\u0646 \u0644\u0625\u0637\u0644\u0627\u0642 \u062d\u0645\u0644\u0627\u062a \u0627\u0644\u0639\u064a\u062f \u064a\u0639\u0646\u064a \u062a\u0641\u0648\u064a\u062a \u0627\u0644\u0645\u0648\u062c\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0627\u0644\u062d\u0627\u0633\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u062e\u0637\u0637\u064a\u0646 \u0645\u0628\u0643\u0631\u064b\u0627\u060c \u0648\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0644\u0623\u0648\u0627\u0626\u0644\u060c \u0648\u0634\u0631\u0627\u0626\u062d \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u062f \u0646\u062c\u0627\u062d \u0627\u0644\u0645\u0648\u0633\u0645.<\/span><\/p><table><tbody><tr><td><p><b>\u0648\u0627\u0642\u0639 \u0627\u0644\u062d\u0631\u0643\u0629<\/b><\/p><\/td><td><p><b>\u0627\u0644\u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062e\u0627\u0637\u0626<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u0622\u062e\u0631 \u0639\u0634\u0631\u0629 \u0623\u064a\u0627\u0645 \u062a\u0645\u062b\u0644 \u0630\u0631\u0648\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0644\u0643\u0646 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u062a\u064f\u062a\u062e\u0630 \u0641\u064a \u0645\u0646\u062a\u0635\u0641 \u0627\u0644\u0634\u0647\u0631<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u0630\u0631\u0648\u0629 \u0627\u0644\u062a\u0633\u0648\u0642 \u062a\u062d\u062f\u062b \u0641\u0642\u0637 \u0641\u064a \u0622\u062e\u0631 \u0639\u0634\u0631\u0629 \u0623\u064a\u0627\u0645<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u064a\u0628\u062f\u0623 \u062a\u0635\u0641\u062d \u0627\u0644\u0623\u0632\u064a\u0627\u0621 \u0648\u0627\u0644\u0639\u0637\u0648\u0631 \u0648\u0645\u0633\u062a\u062d\u0636\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u0645\u064a\u0644 \u0645\u0628\u0643\u0631\u064b\u0627\u060c \u0645\u0646 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0633\u0627\u0628\u0639 \u0625\u0644\u0649 \u0627\u0644\u062b\u0627\u0646\u064a \u0639\u0634\u0631 \u0645\u0646 \u0631\u0645\u0636\u0627\u0646<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u062c\u0645\u064a\u0639 \u0627\u0644\u0641\u0626\u0627\u062a \u062a\u0628\u062f\u0623 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0648\u0627\u0644\u062c\u0645\u0627\u0647\u064a\u0631 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u062e\u064a\u0627\u0637\u0629 \u0648\u0627\u0644\u062a\u0641\u0635\u064a\u0644 \u062a\u062a\u0633\u0648\u0642 \u0642\u0628\u0644 \u0623\u0633\u0627\u0628\u064a\u0639 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u0627\u0632\u062f\u062d\u0627\u0645<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u0627\u0644\u0639\u0631\u0648\u0636 \u0641\u064a \u0627\u0644\u0644\u062d\u0638\u0627\u062a \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0647\u064a \u0627\u0644\u062a\u064a \u062a\u062d\u0631\u0643 \u0627\u0644\u0645\u0648\u0633\u0645 \u0628\u0627\u0644\u0643\u0627\u0645\u0644<\/span><\/p><\/td><\/tr><\/tbody><\/table><h3><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%B7%D9%81%D8%B1%D8%A9_%D8%A7%D9%84%D9%85%D8%A8%D9%83%D8%B1%D8%A9_%D9%85%D8%AA%D9%89_%D8%AA%D8%A8%D8%AF%D8%A3_%D9%86%D9%8A%D8%A9_%D8%A7%D9%84%D8%B9%D9%8A%D8%AF_%D8%A7%D9%84%D8%AD%D9%82%D9%8A%D9%82%D9%8A%D8%A9\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0637\u0641\u0631\u0629 \u0627\u0644\u0645\u0628\u0643\u0631\u0629: \u0645\u062a\u0649 \u062a\u0628\u062f\u0623 \u0646\u064a\u0629 \u0627\u0644\u0639\u064a\u062f \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3><p><span style=\"font-weight: 400;\">\u062a\u0624\u0643\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0646 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u064a\u062f \u064a\u0628\u062f\u0623 \u0623\u0628\u0643\u0631 \u0628\u0643\u062b\u064a\u0631 \u0645\u0645\u0627 \u0647\u0648 \u0634\u0627\u0626\u0639\u060c \u062d\u064a\u062b \u062a\u062a\u0634\u0643\u0644 \u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0639\u0628\u0631 \u0641\u0626\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629 \u0641\u064a \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646.<\/span><\/p><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%A3%D8%B2%D9%8A%D8%A7%D8%A1_%D9%88%D8%A7%D9%84%D8%AC%D9%85%D8%A7%D9%84\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0623\u0632\u064a\u0627\u0621 \u0648\u0627\u0644\u062c\u0645\u0627\u0644<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u064a\u0628\u062f\u0623 \u062a\u0635\u0641\u062d \u0627\u0644\u0623\u0632\u064a\u0627\u0621 \u062a\u0642\u0631\u064a\u0628\u064b\u0627 \u0628\u064a\u0646 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0633\u0627\u0628\u0639 \u0648\u0627\u0644\u0639\u0627\u0634\u0631.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u0631\u062a\u0641\u0639 \u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0637\u0648\u0631 \u0648\u0645\u0633\u062a\u062d\u0636\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u0645\u064a\u0644 \u0628\u064a\u0646 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0639\u0627\u0634\u0631 \u0648\u0627\u0644\u062b\u0627\u0646\u064a \u0639\u0634\u0631.<\/span><\/li><\/ul><h4><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%A5%D9%84%D9%83%D8%AA%D8%B1%D9%88%D9%86%D9%8A%D8%A7%D8%AA_%D9%88%D8%A7%D9%84%D9%87%D8%AF%D8%A7%D9%8A%D8%A7\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u0647\u062f\u0627\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u0628\u062f\u0623 \u062d\u0631\u0643\u0629 \u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0628\u064a\u0646 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u062b\u0627\u0646\u064a \u0639\u0634\u0631 \u0648\u0627\u0644\u0633\u0627\u062f\u0633 \u0639\u0634\u0631\u060c \u0623\u064a \u0641\u064a \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646.<\/span><\/li><\/ul><h3><span class=\"ez-toc-section\" id=\"%D8%A3%D9%86%D9%85%D8%A7%D8%B7_%D8%A5%D9%82%D9%84%D9%8A%D9%85%D9%8A%D8%A9_%D8%B1%D8%A6%D9%8A%D8%B3%D9%8A%D8%A9\"><\/span><span style=\"font-weight: 400;\">\u0623\u0646\u0645\u0627\u0637 \u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u0631\u0626\u064a\u0633\u064a\u0629<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3><p><b>\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062a\u0642\u0648\u062f \u0627\u0644\u0645\u0634\u0647\u062f<\/b><\/p><p><span style=\"font-weight: 400;\"> \u064a\u064f\u0638\u0647\u0631 \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u0648\u0646 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0646\u064a\u0629 \u0623\u0628\u0643\u0631 \u0628\u0633\u0628\u0628 \u0643\u062b\u0627\u0641\u0629 \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629\u060c \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062e\u064a\u0627\u0637\u0629\u060c \u0648\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u062d\u0636\u064a\u0631 \u0627\u0644\u0623\u0637\u0648\u0644. \u062a\u0633\u062c\u0644 \u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0630\u0647\u0628 \u0648\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0623\u0632\u064a\u0627\u0621 \u0641\u064a \u0627\u0644\u0631\u064a\u0627\u0636 \u0648\u062c\u062f\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646.<\/span><\/p><p><b>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0628\u0646\u0645\u0637 \u0630\u0631\u0648\u062a\u064a\u0646<\/b><\/p><p><span style=\"font-weight: 400;\"> \u062a\u0634\u0647\u062f \u062f\u0628\u064a \u0648\u0623\u0628\u0648\u0638\u0628\u064a \u0627\u0631\u062a\u0641\u0627\u0639\u064b\u0627 \u0623\u0648\u0644\u064a\u064b\u0627 \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646\u060c \u064a\u062a\u0628\u0639\u0647 \u0627\u0646\u062f\u0641\u0627\u0639 \u0623\u0642\u0648\u0649 \u0641\u064a \u0623\u0648\u0627\u062e\u0631 \u0627\u0644\u0634\u0647\u0631\u060c \u063a\u0627\u0644\u0628\u064b\u0627 \u062a\u0642\u0648\u062f\u0647 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0641\u0627\u062e\u0631\u0629\u060c \u0648\u0627\u0644\u0633\u064a\u0627\u062d\u060c \u0648\u0634\u0631\u0627\u0626\u062d \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0631\u062a\u0641\u0639.<\/span><\/p><p><b>\u0642\u0637\u0631 \u0628\u0630\u0631\u0648\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0642\u064a\u0645\u0629<\/b><\/p><p><span style=\"font-weight: 400;\"> \u0627\u0644\u0646\u0627\u0641\u0630\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0623\u0642\u0635\u0631\u060c \u0644\u0643\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0623\u0643\u0628\u0631. \u062a\u062d\u0642\u0642 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0641\u0627\u062e\u0631\u0629 \u0623\u0641\u0636\u0644 \u0623\u062f\u0627\u0621 \u062e\u0644\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0642\u064a\u0645\u0629.<\/span><\/p><h2><span class=\"ez-toc-section\" id=\"%D8%AF%D9%84%D9%8A%D9%84_2026_%D8%A7%D9%84%D8%AA%D9%83%D8%AA%D9%8A%D9%83%D9%8A_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%84%D8%A7_%D8%A7%D9%84%D8%A7%D9%81%D8%AA%D8%B1%D8%A7%D8%B6%D8%A7%D8%AA\"><\/span>\u062f\u0644\u064a\u0644 2026 \u0627\u0644\u062a\u0643\u062a\u064a\u0643\u064a: \u0627\u0644\u062d\u0631\u0643\u0629 \u0644\u0627 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a<span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0633\u062a\u0646\u062c\u062d \u0641\u064a \u0631\u0645\u0636\u0627\u0646 2026 \u0647\u064a \u0627\u0644\u062a\u064a \u062a\u0641\u0647\u0645 \u0643\u064a\u0641 \u064a\u062a\u062d\u0631\u0643 \u0627\u0644\u0646\u0627\u0633 \u0642\u0628\u0644 \u0623\u0646 \u064a\u0628\u062d\u062b\u0648\u0627. \u0648\u064a\u062a\u0637\u0644\u0628 \u0630\u0644\u0643 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0648\u0627\u0642\u0639\u064a:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0627\u0644\u0628\u062f\u0621 \u0627\u0644\u0645\u0628\u0643\u0631 (\u0645\u0646 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0623\u0648\u0644)<\/b><span style=\"font-weight: 400;\">: \u0627\u0633\u062a\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u062e\u0637\u0637\u064a\u0646 \u0627\u0644\u0623\u0648\u0627\u0626\u0644 \u0641\u0648\u0631\u064b\u0627 \u0628\u0631\u0633\u0627\u0626\u0644 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0645\u0646\u0632\u0644\u060c \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0644\u0645\u0628\u0643\u0631\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0627\u0644\u062a\u0642\u0633\u064a\u0645 \u062d\u0633\u0628 \u0627\u0644\u0633\u0644\u0648\u0643<\/b><span style=\"font-weight: 400;\">: \u0627\u0644\u062a\u062e\u0644\u064a \u0639\u0646 \u0627\u0644\u062f\u064a\u0645\u0648\u063a\u0631\u0627\u0641\u064a\u0627 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0639\u0646\u0627\u0642\u064a\u062f \u062c\u0645\u0627\u0647\u064a\u0631 \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u062b\u0644 \u0627\u0644\u0633\u0627\u0647\u0631\u064a\u0646\u060c \u0634\u0631\u0627\u0626\u062d \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0628\u0643\u0631\u060c \u0648\u0627\u0644\u0645\u0633\u0627\u0641\u0631\u064a\u0646 \u0628\u064a\u0646 \u062f\u0648\u0644 \u0627\u0644\u0645\u062c\u0644\u0633.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0645\u0639 \u0625\u064a\u0642\u0627\u0639 \u0631\u0645\u0636\u0627\u0646<\/b><span style=\"font-weight: 400;\">: \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u0632\u0627\u064a\u062f\u0627\u062a \u0648\u062a\u0633\u0644\u064a\u0645 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a \u0625\u0644\u0649 \u0641\u062a\u0631\u0627\u062a \u0623\u0639\u0644\u0649 \u0642\u0627\u0628\u0644\u064a\u0629 \u0644\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629\u060c \u0628\u0639\u062f \u0627\u0644\u0625\u0641\u0637\u0627\u0631\u060c \u0628\u0639\u062f \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d\u060c \u0648\u0627\u0644\u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0644\u064a\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0623\u062e\u0631\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u062d\u0633\u064a\u0646 \u0645\u0632\u064a\u062c \u0627\u0644\u0642\u0646\u0648\u0627\u062a<\/b><span style=\"font-weight: 400;\">: \u0646\u0647\u062c \u0637\u0628\u0642\u064a \u064a\u0634\u0645\u0644 \u0627\u0644\u062c\u0648\u0627\u0644 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0635\u0644 \u0628\u0639\u062f \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d\u060c \u0648\u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0642\u0631\u0628 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u062d\u064a\u062b \u064a\u062d\u062f\u062b \u0627\u0644\u062a\u0635\u0641\u062d\u060c \u0645\u0639 \u0639\u0631\u0648\u0636 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0644\u064a\u0644\u064b\u0627.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0633\u064a\u0627\u0642\u064a\u064b\u0627<\/b><span style=\"font-weight: 400;\">:<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0628\u062f\u0627\u064a\u0629 \u0631\u0645\u0636\u0627\u0646: \u0639\u0631\u0648\u0636 \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0645\u0646\u0632\u0644.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646: \u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0648\u0646\u0645\u0637 \u0627\u0644\u062d\u064a\u0627\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0627\u0644\u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u062e\u064a\u0631\u0629: \u0627\u0644\u0625\u0644\u062d\u0627\u062d \u0648\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u0645\u062d\u062f\u062f\u0629.<\/span><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0642\u064a\u0627\u0633 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0648\u0627\u0642\u0639\u064a\u0629<\/b><span style=\"font-weight: 400;\">: \u0625\u0633\u0646\u0627\u062f \u062f\u0642\u064a\u0642 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0624\u0634\u0631\u0627\u062a \u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a\u060c \u0628\u062f\u0644 \u0645\u0642\u0627\u064a\u064a\u0633 \u0627\u0644\u0632\u064a\u0646\u0629 \u0645\u062b\u0644 \u0627\u0644\u0646\u0642\u0631\u0627\u062a \u0623\u0648 \u0627\u0644\u0638\u0647\u0648\u0631\u0627\u062a\u060c \u0644\u0641\u0647\u0645 \u0627\u0644\u0623\u062b\u0631 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a.<\/span><\/li><\/ul><h2><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%AE%D9%84%D8%A7%D8%B5%D8%A9_%D8%B1%D9%85%D8%B6%D8%A7%D9%86_2026_%D9%82%D8%A7%D8%A6%D9%85_%D8%B9%D9%84%D9%89_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%84%D8%A7_%D8%A7%D9%84%D8%A7%D9%81%D8%AA%D8%B1%D8%A7%D8%B6%D8%A7%D8%AA\"><\/span><span style=\"font-weight: 400;\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0631\u0645\u0636\u0627\u0646 2026 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u0643\u0629 \u0644\u0627 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u0627\u062a<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u0644\u0645 \u064a\u0639\u062f \u0631\u0645\u0636\u0627\u0646 \u0641\u062a\u0631\u0629 \u062b\u0627\u0628\u062a\u0629 \u0645\u0646 \u0623\u0631\u0628\u0639\u0629 \u0623\u0633\u0627\u0628\u064a\u0639. \u0625\u0646\u0647 \u0644\u062d\u0638\u0629 \u062b\u0642\u0627\u0641\u064a\u0629 \u062a\u0642\u0648\u062f\u0647\u0627 \u0627\u0644\u062d\u0631\u0643\u0629\u060c \u0648\u062a\u0636\u062e\u0645\u0647\u0627 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u062a\u062a\u0631\u0643\u0632 \u0644\u064a\u0644\u064b\u0627. \u062a\u0635\u0648\u0631 \u062a\u0633\u0648\u0642 \u0627\u0644\u0639\u064a\u062f \u0641\u064a \u0627\u0644\u0644\u062d\u0638\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0623\u0635\u0628\u062d \u0642\u062f\u064a\u0645\u064b\u0627\u060c \u0644\u0623\u0646 \u0627\u0644\u062d\u0631\u0643\u0629 \u062a\u0643\u0634\u0641 \u0627\u0644\u062d\u0642\u064a\u0642\u0629: \u0645\u062a\u0649 \u064a\u0628\u062f\u0623 \u062a\u0633\u0648\u0642 \u0627\u0644\u0639\u064a\u062f \u0641\u0639\u0644\u064a\u064b\u0627\u060c \u0643\u064a\u0641 \u064a\u0634\u0643\u0644 \u0627\u0644\u0633\u0641\u0631 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u060c \u0648\u0623\u064a \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u062a\u0628\u0646\u064a \u0627\u0644\u0648\u0639\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0633\u062a\u0646\u062c\u062d \u0641\u064a 2026 \u0647\u064a \u0627\u0644\u062a\u064a:<\/span><\/p><p><b>\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a: \u062a\u062a\u0646\u0628\u0623 \u0628\u0627\u0644\u0637\u0644\u0628 \u0639\u0628\u0631 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u062d\u0631\u0643\u0629<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u0646\u064a\u0629 \u0642\u0628\u0644 \u0627\u0644\u0628\u062d\u062b.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u062d\u062f\u064a\u062f \u062a\u0648\u0642\u064a\u062a \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0623\u0633\u0631 \u0648\u062a\u0633\u0648\u0642\u0647\u0627 \u0648\u062a\u062c\u0645\u0639\u0647\u0627.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0631\u0633\u0645 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0644\u064a\u0644\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0633\u0644\u0648\u0643 \u0627\u0644\u0634\u0628\u0627\u0628.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u064a \u0627\u0644\u0648\u0639\u064a \u0648\u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u064a\u0644.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u062a\u062a\u0628\u0639 \u0627\u0644\u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0644\u062a\u0633\u0648\u0642 \u0627\u0644\u0639\u064a\u062f \u0641\u064a \u0645\u0646\u062a\u0635\u0641 \u0631\u0645\u0636\u0627\u0646.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u062d\u062a\u0633\u0627\u0628 \u0623\u062b\u0631 \u0627\u0644\u0633\u0641\u0631 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644 \u0648\u0627\u0644\u0648\u0644\u0627\u0621 \u0644\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0645\u0623\u0644\u0648\u0641\u0629.<\/span><\/li><\/ul><p><b>\u0627\u0644\u062a\u0641\u0639\u064a\u0644: \u0625\u0634\u0631\u0627\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0623\u062b\u0631 \u0623\u0639\u0644\u0649<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0628\u0639\u062f \u0627\u0644\u0625\u0641\u0637\u0627\u0631\u060c \u0628\u0639\u062f \u0627\u0644\u062a\u0631\u0627\u0648\u064a\u062d\u060c \u0623\u0648 \u0639\u0646\u062f \u062f\u062e\u0648\u0644 \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0646\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 <\/span><b>\u0628\u0644\u0648\u0628\u0631\u0646\u062a<\/b><span style=\"font-weight: 400;\"> \u0644\u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0641\u0648\u0631\u064b\u0627 \u062d\u0633\u0628 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u0645\u0643\u0627\u0646 \u0648\u0627\u0644\u0645\u0632\u0627\u062c.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0644\u062c\u0648\u0627\u0644 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0648\u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0635\u0644 \u062d\u064a\u062b \u064a\u0628\u0644\u063a \u0627\u0646\u062a\u0628\u0627\u0647 \u0627\u0644\u0645\u0633\u0627\u0621 \u0630\u0631\u0648\u062a\u0647.<\/span><\/li><\/ul><p><b>\u0627\u0644\u0642\u064a\u0627\u0633: \u062a\u062a\u0628\u0639 \u0627\u0644\u0639\u0627\u0626\u062f \u0645\u0646 \u0627\u0644\u062a\u0639\u0631\u0636 \u0625\u0644\u0649 \u0627\u0644\u062a\u062d\u0648\u064a\u0644<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0642\u064a\u0627\u0633 \u0645\u0627 \u064a\u0647\u0645 \u0641\u0639\u0644\u064b\u0627: \u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062c\u0631\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a\u060c \u0648\u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u0648\u062b\u0642\u0629\u060c \u0644\u0627 \u0627\u0644\u0646\u0642\u0631\u0627\u062a.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u062d\u0644\u0642\u0629 \u0628\u0645\u0642\u0627\u064a\u064a\u0633 \u062a\u0631\u0628\u0637 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0644\u0645 \u062a\u0639\u062f \u0628\u062d\u0627\u062c\u0629 \u0644\u0644\u062a\u062e\u0645\u064a\u0646. \u0645\u0639 \u0645\u0646\u0638\u0648\u0645\u0629 <\/span><b>\u0645\u064a\u0645\u0648\u0628+<\/b><span style=\"font-weight: 400;\">\u060c \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0628\u064a\u0627\u0646\u0627\u062a <\/span><b>\u0623\u0648\u0644\u0628\u064a\u0646\u063a\u0632<\/b><span style=\"font-weight: 400;\">\u060c \u0648\u0627\u0644\u0645\u0641\u0639\u0644\u0629 \u0639\u0628\u0631 <\/span><b>\u0625\u0643\u0633\u0644\u064a\u062a<\/b><span style=\"font-weight: 400;\">\u060c \u0648\u0627\u0644\u0645\u064f\u062c\u062f\u064a\u0629 \u0625\u0628\u062f\u0627\u0639\u064a\u064b\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 <\/span><b>\u0628\u0644\u0648\u0628\u0631\u0646\u062a<\/b><span style=\"font-weight: 400;\">\u060c \u0648\u0627\u0644\u0645\u0642\u0627\u0633\u0629 \u0628\u062f\u0642\u0629 \u0639\u0628\u0631 <\/span><b>\u0633\u062a\u0631\u064a\u062a\u0634<\/b><span style=\"font-weight: 400;\">\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0631\u0624\u064a\u0629 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0648\u0627\u0644\u062a\u0641\u0639\u064a\u0644 \u0648\u0627\u0644\u0642\u064a\u0627\u0633 \u0628\u062f\u0642\u0629.<\/span><\/p><p><span style=\"font-weight: 400;\">\u0631\u0645\u0636\u0627\u0646 2026 \u0633\u064a\u0643\u0648\u0646 \u0623\u0643\u062b\u0631 \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u0643\u0629\u060c \u0648\u0623\u0643\u062b\u0631 \u062a\u0631\u0643\u064a\u0632\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0644\u064a\u0644\u060c \u0648\u0623\u063a\u0646\u0649 \u0628\u0627\u0644\u0646\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0639\u0648\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642\u0629. \u0648\u0641\u0647\u0645\u0647 \u064a\u0628\u062f\u0623 \u0628\u0641\u0647\u0645 \u0627\u0644\u062d\u0631\u0643\u0629\u060c \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0623\u0648\u0636\u062d \u0644\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0628\u0634\u0631\u064a \u0627\u0644\u062d\u0642\u064a\u0642\u064a.<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"i\"><\/span>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h3><h2><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%A3%D8%B3%D8%A6%D9%84%D8%A9_%D8%A7%D9%84%D8%B4%D8%A7%D8%A6%D8%B9%D8%A9_%D8%A7%D9%84%D8%AD%D8%B1%D9%83%D8%A9_%D9%88%D8%A7%D9%84%D8%AA%D8%AC%D8%A7%D8%B1%D8%A9_%D9%81%D9%8A_%D8%B1%D9%85%D8%B6%D8%A7%D9%86\"><\/span><b>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629: \u0627\u0644\u062d\u0631\u0643\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><b>\u0633: \u0645\u062a\u0649 \u064a\u0643\u0648\u0646 \u0627\u0644\u0646\u0627\u0633 \u0627\u0644\u0623\u0643\u062b\u0631 \u0646\u0634\u0627\u0637\u064b\u0627 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646\u061f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u062c: \u0628\u064a\u0646 \u0627\u0644\u062b\u0627\u0645\u0646\u0629 \u0645\u0633\u0627\u0621\u064b \u0648\u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0641\u062c\u0631\u064b\u0627\u060c \u062e\u0627\u0635\u0629 \u0628\u0639\u062f \u0627\u0644\u0625\u0641\u0637\u0627\u0631 \u0648\u0642\u0628\u064a\u0644 \u0627\u0644\u0633\u062d\u0648\u0631. \u064a\u0628\u0644\u063a \u0643\u0644 \u0645\u0646 \u062d\u062c\u0645 \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0648\u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0630\u0631\u0648\u062a\u0647\u0645\u0627 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0641\u062a\u0631\u0629.<\/span><\/p><p><b>\u0633: \u0623\u064a \u0627\u0644\u0641\u0626\u0627\u062a \u062a\u062a\u0641\u0648\u0642 \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646\u061f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u062c: \u0627\u0644\u0647\u062f\u0627\u064a\u0627\u060c \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a\u060c \u0645\u0633\u062a\u0644\u0632\u0645\u0627\u062a \u0627\u0644\u0645\u0646\u0632\u0644\u060c \u0627\u0644\u062c\u0645\u0627\u0644\u060c \u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0637\u0639\u0627\u0645\u060c \u0627\u0644\u0628\u0642\u0627\u0644\u0629\u060c \u0627\u0644\u0639\u0627\u0641\u064a\u0629\u060c \u0627\u0644\u062a\u0631\u0641\u064a\u0647\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/span><\/p><p><b>\u0633: \u0644\u0645\u0627\u0630\u0627 \u062a\u062a\u0641\u0648\u0642 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0639\u0644\u0649 \u0627\u0644\u062f\u064a\u0645\u0648\u063a\u0631\u0627\u0641\u064a\u0627 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0641\u064a \u0631\u0645\u0636\u0627\u0646\u061f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u062c: \u0644\u0623\u0646 \u0633\u0644\u0648\u0643 \u0631\u0645\u0636\u0627\u0646 \u064a\u0639\u064a\u062f \u062a\u0646\u0638\u064a\u0645 \u0623\u0648\u0642\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0642\u0628\u0644 \u0623\u0646 \u064a\u063a\u064a\u0631 \u0647\u0648\u064a\u0629 \u0627\u0644\u0623\u0634\u062e\u0627\u0635. \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u062a\u0644\u062a\u0642\u0637 \u0647\u0630\u0647 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0644\u062d\u0638\u064a\u064b\u0627 \u0648\u062a\u062a\u064a\u062d \u062f\u0642\u0629 \u0623\u0639\u0644\u0649.<\/span><\/p><p><b>\u0633: \u0647\u0644 \u0627\u0644\u062c\u0648\u0627\u0644 \u0647\u0648 \u0627\u0644\u0642\u0646\u0627\u0629 \u0627\u0644\u0645\u0647\u064a\u0645\u0646\u0629 \u0641\u0639\u0644\u064b\u0627\u061f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u062c: \u0646\u0639\u0645. \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642\u060c \u062a\u062a\u062c\u0627\u0648\u0632 \u0646\u0633\u0628\u0629 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u062c\u0648\u0627\u0644 90% \u062e\u0644\u0627\u0644 \u0631\u0645\u0636\u0627\u0646.<\/span><\/p><p><b>\u0633: \u0643\u064a\u0641 \u062a\u0642\u064a\u0633 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0623\u062b\u0631 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0644\u0631\u0645\u0636\u0627\u0646\u061f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> \u062c: \u0639\u0628\u0631 \u0627\u0644\u062c\u0645\u0639 \u0628\u064a\u0646 \u0625\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u0645\u062b\u0644 \u0632\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0648\u0643\u062b\u0627\u0641\u0629 \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0648\u062e\u0631\u0627\u0626\u0637 \u0627\u0644\u062d\u0631\u0627\u0631\u0629\u060c \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u0627\u0644\u0625\u0633\u0646\u0627\u062f \u0628\u0639\u062f \u0627\u0644\u062d\u0645\u0644\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0645\u062b\u0644 <\/span><b>\u0633\u062a\u0631\u064a\u062a\u0634<\/b><span style=\"font-weight: 400;\"> \u0644\u0631\u0628\u0637 \u0627\u0644\u062a\u0639\u0631\u0636 \u0628\u0627\u0644\u062d\u0631\u0643\u0629 \u062b\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0642\u0637\u0631\u060c \u0644\u0645 \u064a\u0639\u062f \u0631\u0645\u0636\u0627\u0646 \u0645\u062c\u0631\u062f \u0634\u0647\u0631 \u0631\u0648\u062d\u0627\u0646\u064a\u061b \u0628\u0644 \u0623\u0635\u0628\u062d \u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0633\u0644\u0648\u0643\u064a \u0627\u0644\u0623\u0647\u0645 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0639\u0627\u0645. \u0648\u0647\u0630\u0627 \u0627\u0644\u0639\u0627\u0645\u060c \u062a\u0643\u0634\u0641 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0631\u0643\u0629 \u062d\u0642\u064a\u0642\u0629 \u0644\u0627 \u0628\u062f \u0623\u0646 \u064a\u0648\u0627\u062c\u0647\u0647\u0627 \u0643\u0644 \u0645\u0633\u0648\u0651\u0642: \u0631\u0645\u0636\u0627\u0646 \u0623\u0635\u0628\u062d \u0627\u0642\u062a\u0635\u0627\u062f\u064b\u0627 \u0644\u064a\u0644\u064a\u064b\u0627. \u0648\u0627\u0644\u062d\u0631\u0643\u0629 \u0639\u0644\u0649 \u0623\u0631\u0636 \u0627\u0644\u0648\u0627\u0642\u0639 \u062a\u0633\u0628\u0642 \u0627\u0644\u0625\u0634\u0627\u0631\u0627\u062a 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